2008-2013 used
$7,000500 II early NZ-new cars. 1.2 petrol common. Typical 130,000 to 180,000 km by 2026.
Weekly
$31.99
Monthly
$138.61
Fiat model
Fiat 500 finance calculator
Fiat's style-led city hatch, in essentially its current form since 2007.
Last reviewed: 23 April 2026
The 500 is Fiat's core nameplate in New Zealand and the car that carries almost all of the brand's passenger-car volume. NZ parc mixes NZ-new 500 III cars through Stellantis NZ with a meaningful tail of earlier 500 stock that entered the country new between 2008 and 2014. The 1.2 naturally-aspirated petrol is the dominant drivetrain on used stock, with 0.9 TwinAir turbo variants as a smaller pool. The 500 is cross-shopped against the Mini Cooper, Suzuki Swift, Citroen C3, and style-led entries from Hyundai and Kia, often by urban buyers choosing on looks and parking footprint rather than on mainstream feature comparisons.
Your estimated repayment
Weekly
$55/week
$110 /fortnight $238 /month
$12,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
500 prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2014-2018 used
$11,000500 II facelift. 1.2 petrol and 0.9 TwinAir turbo. Pop, Lounge, and Sport trims typical.
Weekly
$50.26
Monthly
$217.81
2019-2022 used
$15,000Late 500 II run. 1.2 petrol across most of the range. Dolcevita special editions appear.
Weekly
$68.54
Monthly
$297.02
2023+ new/nearly-new
$24,000Current 500 range and 500e battery-electric on NZ-new stock through Stellantis NZ.
Weekly
$109.67
Monthly
$475.23
Who this suits
Who buys a Fiat 500?
- First-car buyers in Auckland, Wellington, or Christchurch choosing on looks and a parking footprint small enough for terrace-street kerbside parking.
- Retired second-car households wanting a compact runaround alongside a larger family SUV or wagon.
- Style-led buyers cross-shopping the Mini Cooper who want something visually distinctive at a lower sticker and a smaller loan.
- Low-distance commuters (8,000 to 12,000 km a year) where a small petrol engine on urban cycles is materially cheaper than a larger car on finance, insurance, and fuel combined.
Financing notes
What financing a 500 usually looks like.
At $12,000 across a 4-year term at 8.5%, the weekly repayment sits at roughly $70 a week or $303 a month (indicative). 500 residuals sit below the mainstream small-hatch average, so a 3 to 4 year term with a reasonable deposit is the cleaner structure rather than stretching to 5 or 6 years where the balance often outpaces resale through the back half.
Model-specific questions
Fiat 500 finance FAQ.
Is a used Fiat 500 a safe financing choice in New Zealand?
Yes on NZ-new 500 II and later cars (2014 onwards) with complete service records, particularly 1.2 petrol variants where the mechanical package is simple and well-understood. On older 500 II stock or anything with a 0.9 TwinAir, a pre-purchase inspection focused on timing chain and turbo oil feeds is worth the modest cost before committing to finance.
Does the Fiat 500 hold its value like a Suzuki Swift or Yaris?
Not quite. Base 500 residuals sit noticeably below the mainstream small-hatch average in NZ because new-car volume has been small and used-buyer demand is a narrower style-led niche rather than a broad mainstream audience. Expect a 3-year-old base 500 to retain around 40 to 50% of list price against 50 to 60% on a Yaris or Swift. Keep the loan term at 3 to 4 years to stay ahead of the curve.
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A formal estimate on a Fiat 500.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.