2015-2017 used (previous generation)
$14,000Earlier Tunland on the ISF 2.8L Cummins. Commonly 150,000+ km farm hacks. Warranty long expired; MBI worth pricing.
Weekly
$63.97
Monthly
$277.22
Foton model
Foton Tunland finance calculator
The volume Foton model, built around a Cummins 2.8L diesel.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$160/week
$320 /fortnight $693 /month
$35,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Foton Tunland finance calculator Not a lender. Not a broker. Financing a Foton Tunland in New Zealand
The Tunland is Foton New Zealand's core double-cab ute and the model that carries the brand on NZ loan books. Almost every Foton finance application written in New Zealand is for a Tunland, typically to a GST-registered tradie, civil contractor, or landscaping operator cross-shopping it against a Great Wall Cannon, LDV T60, or a used Hilux in the same money. Cummins-sourced 2.8L turbo-diesel, automatic transmission on most NZ-spec variants, and a 5-year / 150,000 km factory warranty make the underwriting file straightforward for specialist commercial lenders like UDC, MTF, and Heartland.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Tunland prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2018-2020 used
$22,000Refreshed Tunland with improved interior and safety kit. Mid-life examples often still inside their original warranty period.
Weekly
$100.53
Monthly
$435.63
2021-2023 used
$32,000Current-shape Tunland double-cab 4x4. Most examples carry meaningful factory warranty remaining.
Weekly
$146.22
Monthly
$633.64
2024+ new
$48,000Current NZ-new range. Full 5-year / 150,000 km factory warranty from delivery.
Weekly
$219.34
Monthly
$950.46
Who this suits
Who buys a Foton Tunland?
- Sole-trader tradies (building, plumbing, landscaping) needing a GST-claimable work ute at a lower buy-in than a new Hilux or Ranger.
- Civil contractors running small fleets who cross-shop Tunland against LDV T60 and Great Wall Cannon on price-per-unit.
- Price-led buyers stepping out of an ageing used Hilux or Ranger who want new-vehicle warranty cover without the new-Hilux price tag.
- Rural and lifestyle-block buyers using the Tunland as a farm ute and occasional tow vehicle under the 3,000 kg braked limit.
Financing notes
What financing a Tunland usually looks like.
At $35,000 across a 5-year term at roughly 9%, you are at about $165 a week or $714 a month. Under a chattel mortgage the weekly is the same but the GST component ($4,565 on a $35,000 ex-GST-claim price) comes back to the business via the next GST return, and the interest is deductible across the term. Given softer Tunland residuals, 4 years is often a safer term than 5 for a used Tunland.
Model-specific questions
Foton Tunland finance FAQ.
Is a Tunland a safe financing choice compared with a used Hilux at the same price?
They finance into similar commercial-lender products at similar rates. The structural differences are warranty runway (Tunland new keeps the full 5-year / 150,000 km factory cover; used Hilux rarely does) and resale exposure (Hilux holds value noticeably better). Businesses that prioritise warranty cover over trade-in value often favour the Tunland; businesses that prioritise resale often favour the used Hilux.
Can I get a finance lease or operating lease on a Tunland, or only a chattel mortgage?
All three structures are available through commercial lenders that regularly write Foton. Chattel mortgage is the most common because most Tunland buyers are sole traders who want the GST claim and the ownership outcome. Finance lease and operating lease are written too, especially for contractors who specifically want the softer Tunland residual off their balance sheet.
How long should I finance a Tunland for, given the softer resale curve?
Three to four years is the common safe ceiling for most buyers. The Tunland resale curve is steeper than a Hilux or Ranger, so a 5 or 6 year loan risks leaving the balance above the used-market value in the back half. For buyers genuinely planning to keep the Tunland past 5 years, a 5-year term is workable; for buyers who might trade earlier, 4 years is the widely preferred pattern.
Will a lender finance a Foton Tunland given the brand is small in NZ?
Yes, though usually on firmer terms than an equivalent Hilux or Ranger. The reason is resale evidence rather than the vehicle: a lender models what the ute would fetch if things went wrong, and a thin used market gives it less to work from.
Is a Tunland usually financed through a business?
Often, because most of them are bought as working vehicles. Where the ute is mainly for the business, a chattel mortgage is commonly the better structure than a consumer car loan, and which one applies is a question for your accountant, subject to their confirmation.
A formal estimate on a Foton Tunland.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.