2016-2018 used (first-gen early)
$45,000Early first-generation F-Pace. Typical 80,000 to 140,000 km. Infotainment is an older generation. Diesel 2.0d and 3.0 TDV6 variants available but attract RUC.
Weekly
$205.63
Monthly
$891.05
Jaguar model
Jaguar F-Pace finance calculator
Jaguar's volume model in New Zealand, the mid-size executive SUV.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$366/week
$731 /fortnight $1,584 /month
$80,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Jaguar F-Pace finance calculator Not a lender. Not a broker. Financing a Jaguar F-Pace in New Zealand
The F-Pace is Jaguar's highest-volume model in New Zealand and the core of the brand's current NZ finance book. NZ supply is mostly NZ-new through Motorcorp Jaguar dealers in Auckland, Wellington, and Christchurch, with a modest pool of UK-imported performance F-Pace SVR variants on the enthusiast end. F-Pace shares JLR group mechanicals and service infrastructure with Range Rover Velar and Discovery Sport, which gives lenders useful cross-reference residual data despite Jaguar running at narrower NZ volume than premium German SUV stablemates. A material share of F-Pace finance in NZ moves through business structures (chattel mortgage, finance lease, operating lease) because the typical F-Pace buyer is a professional-firm partner, trust-structured buyer, or small-business owner where asset-finance treatment outperforms consumer secured-car finance.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
F-Pace prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2019-2021 used (first-gen facelift)
$65,000Facelifted first-generation with improved Pivi Pro infotainment and Ingenium inline-six engines appearing. Broader NZ-new supply.
Weekly
$297.02
Monthly
$1,287.08
2022-2023 used (post-facelift)
$85,000Latest facelift. R-Dynamic S and SE trims common. Warranty typically still running deep into a 4-year loan.
Weekly
$388.41
Monthly
$1,683.10
2024+ new
$110,000Current Motorcorp NZ-new pricing. P250, P400, and SVR (on allocation) available.
Weekly
$502.65
Monthly
$2,178.13
Who this suits
Who buys a Jaguar F-Pace?
- Professional-services partners replacing an Audi Q5, BMW X3, or Volvo XC60 with a distinctive-styled alternative through a chattel mortgage or finance lease on practice income.
- Wellington and Auckland executive buyers in trust-structured vehicle arrangements wanting a Jaguar as a visible brand choice without Range Rover Sport price points.
- Suburban family buyers in Remuera, Merivale, Karori, and Khandallah wanting an SUV with British premium styling and a 5-year Motorcorp warranty running through most of the finance term.
Financing notes
What financing a F-Pace usually looks like.
At $80,000 across a 5-year term at an indicative 8.3% premium secured-car rate, the weekly lands around $374, or $1,625 a month. Shortening to 4 years pushes the weekly to roughly $445 but cuts total interest by around a third. For F-Pace buyers with business use (professional-firm partners, small-business owners, trust-based buyers), a chattel mortgage or finance lease through a specialist asset-finance lender typically beats consumer secured-car finance by a meaningful margin once GST, interest deduction, and diminishing-value depreciation are factored in. Engage an accountant before the Motorcorp dealer conversation on any F-Pace purchase above $70,000 with business use.
Model-specific questions
Jaguar F-Pace finance FAQ.
Is a used first-generation F-Pace a sensible finance choice in 2026?
Usually yes on a 3 to 4 year term, provided the car has documented Motorcorp or Jaguar-specialist service history and passes a pre-purchase inspection. First-generation F-Pace (2016-2021) shares JLR group mechanicals with Range Rover Velar and Discovery Sport, which keeps parts supply and service knowledge broader than Jaguar-only platforms. A pre-purchase inspection is the usual cost where the car lacks Jaguar Approved certification.
Does Jaguar's EV-only transition affect F-Pace resale values during the loan?
Somewhat, and the effect runs progressively rather than suddenly. Jaguar moving to an EV-only global lineup from 2026 onward will shape used-market sentiment on current ICE F-Pace stock over the next five to seven years. For finance the practical implication is keeping the loan term at 4 to 5 years rather than 6 to 7, and considering a finance lease or operating lease structure if residual-risk avoidance matters to the buyer.
Is F-Pace insurance materially more expensive than BMW X3 or Audi Q5 insurance?
Usually slightly, by 10 to 20% on like-for-like sum insured. Jaguar panel and parts repair costs run modestly above German premium equivalents, and Motorcorp service slots can be tighter than BMW or Audi dealer availability in Auckland and Wellington, which some insurers factor into premium pricing. Quote insurance before anchoring the finance weekly.
How does the F-Pace hold value against a BMW X3 in New Zealand?
Indicative NZ used-market trends put the F-Pace below the X3 over a three to five year hold, which is part of why the used ones look like good buying. On a long loan that same curve is what can leave the balance above the car's value partway through.
A formal estimate on a Jaguar F-Pace.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.