2024 used (earliest NZ-new)
$40,000Earliest NZ-new EX5 examples. Extremely thin used supply in 2026.
Weekly
$182.78
Monthly
$792.05
Geely's battery-electric mid-size SUV, targeting the BYD Atto 3 and MG ZS EV bracket.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$228/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Geely EX5 finance calculator Not a lender. Not a broker. The EX5 is Geely's battery-electric mid-size SUV in New Zealand, priced from around $48,000 to $52,000 drive-away through Geely NZ dealers. It cross-shops directly against the BYD Atto 3 and MG ZS EV, and somewhat against a base Tesla Model Y on pricing though not on brand positioning. As an EV, it qualifies for the EV loan tier at most mainstream NZ lenders, which typically lands 0.5 to 1.5 percentage points below the standard secured-car rate. Dealer network thinness outside Auckland is the key finance-adjacent concern because warranty and service access affects both the ownership experience and lender residual-value assumptions.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2024 used (earliest NZ-new)
$40,000Earliest NZ-new EX5 examples. Extremely thin used supply in 2026.
Weekly
$182.78
Monthly
$792.05
2025 new/nearly-new
$48,000First year of broader NZ availability. Multiple trim levels.
Weekly
$219.34
Monthly
$950.46
2026 new
$52,000Current Geely NZ pricing. Confirm battery-specific warranty terms with the dealer at purchase.
Weekly
$237.61
Monthly
$1,029.66
Who this suits
Financing notes
At $50,000 across a five-year term at an indicative 7.5% EV tier rate, the weekly lands around $231, or $1,003 a month. Shortening to four years pushes the weekly to around $279 but cuts total interest by nearly 30%. Confirm EV tier eligibility by name at quote time because criteria on newer Chinese EV nameplates evolve; a handful of lenders apply minimum-loan-amount or NZ-new-only rules that can exclude used or cheaper-variant EX5 applications.
Model-specific questions
At most mainstream NZ secured-car lenders, yes, on NZ-new applications. The EV tier typically sits 0.5 to 1.5 percentage points below the standard secured-car rate. Eligibility on newer Chinese EV nameplates can evolve, so confirm by name when the broker quotes. A handful of lenders apply minimum-loan-amount rules that may affect cheaper EX5 variants.
The EX5 and Atto 3 both sit in the Chinese-EV mid-size SUV insurance bracket. Atto 3 premiums typically run slightly lower because BYD has been in NZ since 2022 and insurers have more repair and parts data. Expect the EX5 to run $100 to $300 a year above an equivalent Atto 3 for full cover at launch, narrowing as NZ EX5 volume grows through 2027.
With less resale data than it would have on an established nameplate, which is what usually drives a firmer deposit or a shorter term. Geely arrived as a standalone NZ brand in 2025, so there is very little used EX5 stock for a lender to price against yet.
Yes. The exemption light EVs used to have ended in April 2024, so the EX5 now pays road user charges by distance at the rate NZTA publishes. It is a real running cost, and folding it into the weekly figure gives a more honest picture than the loan alone.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.
Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.
Connecting you with a trusted NZ finance partner
One moment while we hand you over securely. Nothing was collected on our side.