2011-2014 used
$7,500Second-generation. Petrol autos most common. Typically 140,000 to 180,000 km.
Weekly
$34.27
Monthly
$148.51
A small hatch that punches above its weight on finance applications.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$78/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Hyundai i30 finance calculator Not a lender. Not a broker. The i30 is Hyundai's C-segment hatch in New Zealand and sits alongside the Toyota Corolla, Mazda3, and Kia Cerato on most small-car cross-shop lists. It is a common first-car and second-car choice for households, with a mix of NZ-new cars and a small stream of Japanese imports on the used market. The N variant exists as a hot-hatch niche but most NZ i30s are standard 2.0L petrol autos.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2011-2014 used
$7,500Second-generation. Petrol autos most common. Typically 140,000 to 180,000 km.
Weekly
$34.27
Monthly
$148.51
2015-2017 used
$11,000Mid-cycle refresh. Stronger reliability across the NZ used fleet.
Weekly
$50.26
Monthly
$217.81
2018-2021 used
$17,000Third-generation. Improved infotainment and safety tech.
Weekly
$77.68
Monthly
$336.62
2022+ new/nearly-new
$28,000Current-generation i30 and N-Line variants, increasingly rare new as hatch volume softens globally.
Weekly
$127.95
Monthly
$554.43
Who this suits
Financing notes
At $17,000 across a 5-year term at 8%, the weekly repayment sits at roughly $82 a week or $345 a month (indicative). At 3 years instead, weekly lifts to around $131 but total interest drops from roughly $3,700 to $2,200. First-car buyers often benefit from a shorter term to avoid the balance outrunning resale in the back half of a 5-year loan.
Model-specific questions
Yes. i30s are common first-car choices because parts are cheap, repair costs are low, and insurance premiums for under-25 drivers are typically lower than on SUVs. The main watch point isn't overstretching the term; a $12,000 i30 on a 7-year loan rarely makes sense because the car will likely need replacing before the loan ends.
Yes, most lenders fund compliant Japanese-import i30s. The rate is usually 0.5 to 1.5 percentage points above an NZ-new equivalent because factory warranty doesn't transfer and resale data is thinner. On an older import (pre-2016) the price saving usually outweighs the rate premium; on newer imports it can go either way.
It is about as straightforward as used-car finance gets. The i30 has a long NZ resale record, parts and servicing are widely available, and the amount sits in the band most lenders are comfortable with over three to five years.
Insurance more than finance. Insurers price the N as a performance car, which can be a substantial step up from a standard i30, particularly for a younger driver. The lender assesses value, age and history much as it would on any other i30.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.
Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.
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