2015-2018 used (LP610-4, LP580-2)
$280,000First-generation Huracan. Naturally-aspirated 5.2L V10. LP580-2 rear-drive variant rarer on NZ market. Service history through Giltrap or Lamborghini-specialist essential.
Weekly
$1,279.46
Monthly
$5,544.34
Lamborghini model
Lamborghini Huracan finance calculator
One of the most residual-resilient V10 supercars any NZ specialist lender will see.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$1,645/week
$3,290 /fortnight $7,128 /month
$360,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Lamborghini Huracan finance calculator Not a lender. Not a broker. Financing a Lamborghini Huracan in New Zealand
The Lamborghini Huracan is the V10 supercar that anchors Lamborghini's collector-grade business in New Zealand, with LP610-4, Evo, Performante, STO, Tecnica, and Sterrato variants all present in NZ hands through Giltrap and a smaller UK-import flow. Lender treatment varies more by variant than by age: a 2024 STO, a 2020 Evo, and a 2015 LP610-4 are three very different risk profiles even though all carry the Huracan badge. NZ supply is split between Giltrap Approved Pre-Owned stock, private-sale cars from enthusiast owners, and a consistent UK-imported right-hand-drive flow on 2015 to 2020 models. Replacement by the V8 plug-in hybrid Temerario in 2026 means the V10 Huracan is now a closed chapter that's expected to firm residuals on later limited variants.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Huracan prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2019-2022 used (Evo, Evo RWD)
$360,000Facelifted Evo generation with updated dynamics and infotainment. Evo RWD reintroduced rear-drive at slightly lower price than AWD Evo.
Weekly
$1,645.02
Monthly
$7,128.43
2021-2024 used (Performante, STO, Tecnica)
$480,000Track-focused run-out variants. STO and Tecnica command significant premiums on NZ used market. Limited allocations support residual.
Weekly
$2,193.36
Monthly
$9,504.58
2023-2025 Sterrato and run-out
$520,000Gravel-rally styled Sterrato and final run-out cars. Collector-grade residual behaviour expected before Temerario replaces V10 Huracan.
Weekly
$2,376.14
Monthly
$10,296.62
Who this suits
Who buys a Lamborghini Huracan?
- Collector-oriented buyers targeting a limited Huracan variant (STO, Performante, Sterrato) as a residual-stable exotic rather than a daily driver.
- Experienced enthusiast buyers moving from a 911 GT3, Audi R8, or McLaren into a V10 Lamborghini with a clear weekend-use holding plan.
- Business-owner buyers structuring a standard Huracan Evo through a chattel mortgage on accountant advice where the business-use case holds up.
Financing notes
What financing a Huracan usually looks like.
At $360,000 across a 4-year term at an indicative 9.8% specialist asset-finance rate, the weekly lands around $2,045, or roughly $8,880 a month. Shortening to 3 years pushes the weekly to roughly $2,625 but cuts total interest by more than a third. On limited variants (STO, Performante, Sterrato, Tecnica) residual behaviour often supports a 4-year term comfortably because the car holds purchase value unusually well. On earlier LP610-4 and LP580-2 stock, keep the term shorter (3 to 4 years) and budget for a specialist pre-purchase inspection focused on clutch condition, service history completeness, and any accident-repair disclosure before signing.
Model-specific questions
Lamborghini Huracan finance FAQ.
Is a 2024 Huracan STO or Tecnica a sensible finance choice in 2026?
Yes on most specific cars, because the STO and Tecnica sit in the limited-allocation category where residuals track a global collector market rather than a standard used-supercar curve. Specialist asset-finance lenders treat these variants as lower residual risk than a standard Evo and often support 4 to 5 year terms comfortably. Agreed-value insurance through a specialist motor insurer is the right pairing for finance on any limited Huracan variant.
Can I finance a 2015 Huracan LP610-4 that is over 10 years old?
Yes on a shorter term, provided the car passes a Lamborghini-specialist pre-purchase inspection. Most NZ specialist asset-finance products cap vehicle age around 12 to 15 years at loan-end date, so a 2015 LP610-4 clears a 3-year term but often fails a 5-year application. Rates typically sit 1 to 2 percentage points above current Huracan Tecnica pricing, and a specialist classic-vehicle lender is sometimes a better fit than a mainstream specialist-asset product on older V10 stock.
Who lends on a Huracan in New Zealand?
Specialist lenders rather than the mainstream panel, and typically with a large deposit over a short term. At this value the application rests on the applicant's overall position, and the car is one asset within a much broader picture rather than the whole of the security.
Does mileage matter more on a Huracan than on an ordinary car?
It matters differently. Low kilometres support the value in a way that is unusual outside the specialist market, so a lender assessing resale is reading the odometer as a value input rather than a wear input. Provenance and service history do the same work.
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A formal estimate on a Lamborghini Huracan.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.