2015-2018 used (LP610-4, LP580-2)
$280,000First-generation Huracan. Naturally-aspirated 5.2L V10. LP580-2 rear-drive variant rarer on NZ market. Service history through Giltrap or Lamborghini-specialist essential.
Weekly
$1,279.46
Monthly
$5,544.34
Lamborghini model
Lamborghini Huracan finance calculator
One of the most residual-resilient V10 supercars any NZ specialist lender will see.
Last reviewed: 23 April 2026
The Lamborghini Huracan is the V10 supercar that anchors Lamborghini's collector-grade business in New Zealand, with LP610-4, Evo, Performante, STO, Tecnica, and Sterrato variants all present in NZ hands through Giltrap and a smaller UK-import flow. Lender treatment varies more by variant than by age: a 2024 STO, a 2020 Evo, and a 2015 LP610-4 are three very different risk profiles even though all carry the Huracan badge. NZ supply is split between Giltrap Approved Pre-Owned stock, private-sale cars from enthusiast owners, and a consistent UK-imported right-hand-drive flow on 2015 to 2020 models. Replacement by the V8 plug-in hybrid Temerario in 2026 means the V10 Huracan is now a closed chapter that is expected to firm residuals on later limited variants.
Your estimated repayment
Weekly
$1,645/week
$3,290 /fortnight $7,128 /month
$360,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
Huracan prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2019-2022 used (Evo, Evo RWD)
$360,000Facelifted Evo generation with updated dynamics and infotainment. Evo RWD reintroduced rear-drive at slightly lower price than AWD Evo.
Weekly
$1,645.02
Monthly
$7,128.43
2021-2024 used (Performante, STO, Tecnica)
$480,000Track-focused run-out variants. STO and Tecnica command significant premiums on NZ used market. Limited allocations support residual.
Weekly
$2,193.36
Monthly
$9,504.58
2023-2025 Sterrato and run-out
$520,000Gravel-rally styled Sterrato and final run-out cars. Collector-grade residual behaviour expected before Temerario replaces V10 Huracan.
Weekly
$2,376.14
Monthly
$10,296.62
Who this suits
Who buys a Lamborghini Huracan?
- Collector-oriented buyers targeting a limited Huracan variant (STO, Performante, Sterrato) as a residual-stable exotic rather than a daily driver.
- Experienced enthusiast buyers moving from a 911 GT3, Audi R8, or McLaren into a V10 Lamborghini with a clear weekend-use holding plan.
- Business-owner buyers structuring a standard Huracan Evo through a chattel mortgage on accountant advice where the business-use case holds up.
Financing notes
What financing a Huracan usually looks like.
At $360,000 across a 4-year term at an indicative 9.8% specialist asset-finance rate, the weekly lands around $2,045, or roughly $8,880 a month. Shortening to 3 years pushes the weekly to roughly $2,625 but cuts total interest by more than a third. On limited variants (STO, Performante, Sterrato, Tecnica) residual behaviour often supports a 4-year term comfortably because the car holds purchase value unusually well. On earlier LP610-4 and LP580-2 stock, keep the term shorter (3 to 4 years) and budget for a specialist pre-purchase inspection focused on clutch condition, service history completeness, and any accident-repair disclosure before signing.
Model-specific questions
Lamborghini Huracan finance FAQ.
Is a 2024 Huracan STO or Tecnica a sensible finance choice in 2026?
Yes on most specific cars, because the STO and Tecnica sit in the limited-allocation category where residuals track a global collector market rather than a standard used-supercar curve. Specialist asset-finance lenders treat these variants as lower residual risk than a standard Evo and often support 4 to 5 year terms comfortably. Agreed-value insurance through a specialist motor insurer is the right pairing for finance on any limited Huracan variant.
Can I finance a 2015 Huracan LP610-4 that is over 10 years old?
Yes on a shorter term, provided the car passes a Lamborghini-specialist pre-purchase inspection. Most NZ specialist asset-finance products cap vehicle age around 12 to 15 years at loan-end date, so a 2015 LP610-4 clears a 3-year term but often fails a 5-year application. Rates typically sit 1 to 2 percentage points above current Huracan Tecnica pricing, and a specialist classic-vehicle lender is sometimes a better fit than a mainstream specialist-asset product on older V10 stock.
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A formal estimate on a Lamborghini Huracan.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.