2019-2021 used
$22,000First-generation NZ stock. 1.5L turbo common. Essence trim arrives late in this era.
Weekly
$100.53
Monthly
$435.63
MG model
MG HS finance calculator
The turbo mid-size SUV in the MG NZ range.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$119/week
$238 /fortnight $515 /month
$26,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
MG HS finance calculator Not a lender. Not a broker. Financing a MG HS in New Zealand
The MG HS is the brand's mid-size SUV and sits a segment above the ZS at a price band that cross-shops against the Haval H6, Kia Sportage, and Mazda CX-5 at the value end. Per the Carjam NZ fleet register, HS volumes have grown since the 2022 Essence and Excite trims reached NZ dealers, driven by turbo petrol drivetrains on the 1.5T and 2.0T variants. Finance applications typically sit between $22,000 on used examples and $55,000 on a new Essence AWD. The MG NZ 7-year or 150,000 km factory warranty applies to new HS stock and carries through the residuals in a way lenders are starting to price.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
HS prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2022-2023 used
$30,000Facelifted stock with improved infotainment and driver-assist. Essence AWD popular.
Weekly
$137.09
Monthly
$594.04
2024-2025 used
$38,000Current-generation stock with full 7-year warranty run remaining. Essence and Excite trims dominate.
Weekly
$173.64
Monthly
$752.45
2026 new
$48,000Current new stock. Essence AWD the volume trim with the 2.0L turbo drivetrain.
Weekly
$219.34
Monthly
$950.46
Who this suits
Who buys a MG HS?
- Families stepping up from a ZS or a hatch who need boot and rear-seat space for larger kids.
- Commuters doing 15,000 to 25,000 km a year who want more cabin space without jumping to a seven-seater.
- Buyers cross-shopping the Haval H6 and Kia Sportage who value the turbo drivetrain and MG NZ warranty tenure.
- Second-vehicle households moving a partner into a newer SUV while keeping an older family car alongside.
Financing notes
What financing a HS usually looks like.
At $32,000 across a 5-year term at roughly 8%, the weekly repayment sits at around $148 a week or $640 a month. Under factory warranty through the loan term, dealer MBI is typically unnecessary and saves around $500 to $700 of interest on the term. A 4-year term with a 15% deposit is the safer structure on residual grounds, though a 5-year term works cleanly on current-generation new stock because the factory warranty covers the full loan.
Model-specific questions
MG HS finance FAQ.
Is the MG HS a sensible finance choice compared to a Mazda CX-5 at the same weekly repayment?
At the same weekly the MG HS is usually newer than the CX-5 you could have bought and often a trim level higher, with 7-year MG NZ warranty running across the full loan. The CX-5 retains stronger resale into year four and has a deeper dealer network. On total cost across four years the HS often comes out ahead on price saved plus lower unplanned-mechanical-cost exposure; at five years the CX-5 tends to catch up on resale.
Should I get the 1.5T or the 2.0T HS on finance?
The 2.0T Essence AWD typically prices $3,000 to $6,000 above a like-era 1.5T. That adds around $14 to $28 a week on a 5-year loan. The 2.0T carries stronger residual value at year four and suits regular highway driving or occasional towing, while the 1.5T is comfortably adequate for urban and suburban use. For under 15,000 km a year the 1.5T usually wins on total cost.
How does the MG HS hold value against a Mazda CX-5?
Indicative NZ used-market trends put the HS below the CX-5 over a three to five year hold, which is part of why it costs less to buy in the first place. On a long loan that curve is what can leave the balance ahead of the car's value in the middle years.
Does the HS plug-in hybrid change the loan or the running costs?
Mostly the running costs. A plug-in pays road user charges in New Zealand and NZTA publishes the rate, so the fuel saving is smaller than the pump price alone suggests. On the lending side it is assessed much like any other HS.
A formal estimate on a MG HS.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.