2012-2016 used (R60)
$14,000First-gen Countryman. Typically 120 to 180k km. Watch for timing-chain service history.
Weekly
$63.97
Monthly
$277.22
MINI model
MINI Countryman finance calculator
The small SUV of the MINI range, cross-shopped against Audi Q2 and Mercedes GLA.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$146/week
$292 /fortnight $634 /month
$32,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
MINI Countryman finance calculator Not a lender. Not a broker. Financing a MINI Countryman in New Zealand
The Countryman is MINI's compact SUV, and in New Zealand it's the variant buyers most often choose when they want a premium small car with usable rear seats and a real boot. It is cross-shopped against the Audi Q2 and the Mercedes-Benz GLA more than against other MINIs. Finance applications on Countryman are among the cleaner MINI files because residuals hold up better than on the three-door Cooper, and lenders underwrite 4 to 5 year terms comfortably on Cooper S trim.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Countryman prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2017-2020 used (F60)
$26,000Second-gen. More mature platform, better infotainment. Cooper S common here.
Weekly
$118.81
Monthly
$514.83
2021-2023 used
$38,000Later F60 facelift. JCW variants appear. Plug-in hybrid was offered in some markets, rare in NZ.
Weekly
$173.64
Monthly
$752.45
2024+ new/nearly-new
$58,000Current-generation Countryman. New platform, larger than previous generation.
Weekly
$265.03
Monthly
$1,148.47
Who this suits
Who buys a MINI Countryman?
- Young professionals and couples in Auckland and Wellington wanting a small premium SUV rather than a hatch.
- Households adding a second vehicle with room for a child seat and a weekend bag.
- Existing MINI owners trading up from a Cooper five-door who need more space without moving to a larger BMW.
Financing notes
What financing a Countryman usually looks like.
At $32,000 over a 5-year term at around 8%, the weekly repayment sits at roughly $150 a week. A Cooper S trim at around $40,000 pushes that to about $185 a week at the same rate and term. Countryman residuals are strong enough that 5-year terms rarely land in negative equity, unlike the three-door Cooper.
Model-specific questions
MINI Countryman finance FAQ.
Is the Countryman cheaper to finance than a Cooper?
The rate is usually the same on both because lenders assess the buyer rather than the model within one brand. The weekly is higher on Countryman because the purchase price is higher, but the ownership maths usually works better because residuals hold up. On a 5-year term, a $32,000 Countryman often has less negative-equity risk at year three than a $22,000 three-door Cooper on the same term.
Can I finance a Countryman plug-in hybrid in New Zealand?
Plug-in hybrid Countryman was offered in some overseas markets but is rare in NZ. Most Countryman buyers are choosing between petrol Cooper and Cooper S. If you do find a PHEV import, financing is possible but the lender will want to see compliance certification and the vehicle on NZ soil, and the rate may sit closer to a standard car loan than a dedicated EV loan product.
Is the Countryman financed as a small car or as an SUV?
A lender prices the car rather than the category, so what matters is its value, age and history. The Countryman does reach a slightly wider group of buyers on resale than a three-door Cooper, which is a small point in its favour on a longer term.
Does the Countryman plug-in hybrid pay road user charges?
Yes. Plug-in hybrids pay road user charges in New Zealand, at the rate NZTA publishes, so the running-cost saving is not the whole of the difference at the pump. It belongs in the weekly budget alongside the repayment.
A formal estimate on a MINI Countryman.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.