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Peugeot 308 finance calculator

Peugeot's hatch, sitting alongside VW Golf and Mazda3 in buyer consideration.

Last reviewed: 23 April 2026

Your estimated repayment

Weekly

Disclaimer

$82/week

$165 /fortnight $356 /month
$18,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Peugeot 308 finance Peugeot 308 finance calculator Not a lender. Not a broker.

Financing a Peugeot 308 in New Zealand

The 308 is Peugeot's core hatch in New Zealand and the nameplate with the longest continuous NZ history in the current lineup. The parc mixes NZ-new 308 II (pre-2021) and current 308 III stock through Inchcape NZ with a smaller used-market trickle of earlier 308 I cars. The 1.2 PureTech turbo petrol dominates current stock, with older 1.6 HDi diesel on used examples and occasional GTi performance variants on the enthusiast market. The 308 is cross-shopped against the VW Golf, Mazda3, Hyundai i30, and sister-brand Citroen C4 by buyers wanting European hatch feel at mainstream pricing rather than stepping up to premium-German alternatives.

Calculate repayments

Indicative only. Not a quote or offer of credit.

Year by year

308 prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2010-2013 used

$8,000

308 I cars. 1.6 petrol and 2.0 HDi common. Typical 140,000 to 200,000 km by 2026.

Weekly

$36.56

Monthly

$158.41

2014-2017 used

$13,000

308 II. 1.2 PureTech turbo petrol dominates NZ-new mix. Active, Allure, GT-Line trims typical.

Weekly

$59.40

Monthly

$257.42

2018-2021 used

$20,000

308 II facelift. 1.2 PureTech across petrol range. GTi variants sought after.

Weekly

$91.39

Monthly

$396.02

2022+ new/nearly-new

$35,000

Current 308 III NZ-new stock. Allure and GT primary trims.

Weekly

$159.93

Monthly

$693.04

Who this suits

Who buys a Peugeot 308?

  • Commuters doing 12,000 to 18,000 km a year who want European hatch feel without stepping up to a premium-German price bracket.
  • Second-car households adding a 308 for city and school-run duty alongside a larger 3008 or 5008.
  • Buyers cross-shopping the VW Golf or Mazda3 who value Peugeot's i-Cockpit interior layout and a typically lower sticker at matched spec.
  • Enthusiast buyers targeting 308 GTi variants as a performance hatch with smaller loan sizes than an equivalent Golf GTI.

Financing notes

What financing a 308 usually looks like.

At $18,000 across a 5-year term at 8%, the weekly repayment sits at roughly $82 a week or $355 a month (indicative). 308 residuals sit slightly below the mainstream hatch average, so a 3 to 4 year term with a reasonable deposit is the cleaner structure than a 5 to 7 year stretch on a used 308 II. Current-generation 308 III handles 5 years more comfortably.

Model-specific questions

Peugeot 308 finance FAQ.

Is a used Peugeot 308 a safe financing choice in New Zealand?

Yes on NZ-new 308 II cars (2014 onwards) with complete Inchcape NZ service records, particularly 1.2 PureTech petrol variants which share mechanicals across the wider Stellantis small-to-mid range. On older 308 I and early 308 II 1.6 HDi diesel stock, a pre-purchase inspection focused on DPF and timing chain work is worth the modest cost before committing to a finance term longer than 3 years.

Does the Peugeot 308 hold its value like a VW Golf or Mazda3?

Not quite. 308 residuals sit slightly below the mainstream hatch average in NZ because European small-hatch demand has thinned against SUV growth and Peugeot volume is modest. Expect a 3-year-old 308 to retain around 44 to 54% of list price against 50 to 58% on a Golf or Mazda3. Used-308 loan terms commonly run three to four years with a reasonable deposit, which keeps the balance ahead of the depreciation curve.

Is a $18,000 used 308 straightforward to finance?

The amount is well within what lenders write on used cars, so the terms usually turn on the car's age and history rather than the price. Where a 308 has a complete record it is an ordinary application; where the record is thin, a shorter term is the common outcome.

How does the 308 compare with a Golf on resale?

Indicative NZ used-market trends put the Golf ahead, mostly because its buyer pool here is larger. That gap is what a lender is pricing, and it is the argument for a deposit on a longer term rather than a reason to avoid the car.

A formal estimate on a Peugeot 308.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

Disclaimer

A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.

Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.