2016-2018 used (first-gen W12 and V8)
$140,000First-generation Bentayga. W12 and V8 variants. Early examples through Continental Cars; W12 service history at Continental Cars matters materially.
Weekly
$639.73
Monthly
$2,772.17
Bentley model
Bentley Bentayga finance calculator
The Bentley most commonly financed through trust and company structures in NZ.
Last reviewed: 23 April 2026
The Bentayga is Bentley's ultra-premium SUV and the Bentley variant that does most of the brand's business-structured finance work in New Zealand. Current NZ-new stock through Continental Cars covers V8, Speed, EWB extended-wheelbase, and Hybrid plug-in variants, with the W12 phased out from late-2024 onward globally. Bentayga applications cluster around trust and company chattel mortgages because the SUV body type fits naturally into a business-use profile and the GST claim on purchase (roughly $50,000 to $72,000 depending on variant) moves the cash-flow picture meaningfully. Residuals sit firmer than the Continental GT over the first three years because ultra-premium SUV demand is broader than grand-tourer demand.
Your estimated repayment
Weekly
$1,279/week
$2,559 /fortnight $5,544 /month
$280,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
Bentayga prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2019-2022 used (first-gen facelift, Hybrid introduced)
$220,000Facelifted first-gen with updated interior and Hybrid plug-in variant added. V8 becomes the volume drivetrain.
Weekly
$1,005.29
Monthly
$4,356.26
2023-2024 used (second-gen)
$320,000Second-generation Bentayga platform with revised electronics. Speed and EWB variants popular. W12 on late-build examples.
Weekly
$1,462.24
Monthly
$6,336.38
2025+ new
$450,000Current NZ-new Bentayga through Continental Cars Auckland. V8, Speed, EWB, and Hybrid variants; W12 production phased out globally.
Weekly
$2,056.28
Monthly
$8,910.54
Who this suits
Who buys a Bentley Bentayga?
- Trust-structured family buyers wanting a primary ultra-premium SUV that handles school runs, ski trips, and highway touring with equal comfort.
- Business-owner buyers structuring the Bentayga through a company chattel mortgage with the GST claim and FBT treatment modelled from the outset by an accountant.
- Buyers cross-shopping the Rolls-Royce Cullinan or Aston Martin DBX where the Bentley craftsmanship and performance balance tips the decision.
Financing notes
What financing a Bentayga usually looks like.
At $280,000 across a 4-year term at an indicative 9%, weekly repayments land around $1,620, or $7,020 a month. Trust and company buyers structuring the Bentayga through a chattel mortgage can claim the GST on purchase (around $36,522 inside a $280,000 used price) and deduct finance interest across the term. On new Bentayga stock through Continental Cars, expect a 30 to 40% deposit requirement from the specialist lender panel.
Model-specific questions
Bentley Bentayga finance FAQ.
Is the Bentayga Speed worth the step up from the V8 on finance?
It depends on the intended use and the structure. The Bentayga Speed carries roughly a $80,000 to $120,000 premium over the base V8 new at Continental Cars, with stronger performance, upgraded interior spec, and firmer residuals on specialist-yard resale. Business-structured buyers typically justify the premium through the GST claim and depreciation outcome; personal buyers should model the full weekly cost including the tyre and fuel step-up before committing.
Can a family trust claim the GST on a Bentayga purchase in NZ?
Yes, if the trust is GST-registered and the Bentayga is used for business purposes. The GST on the purchase price (roughly $50,000 to $72,000 depending on variant) is claimable through a chattel mortgage structure. Fringe-benefit tax applies on the private-use portion driven by the trustee or beneficiary, and FBT calculations materially affect the overall cost picture. An accountant review before signing is essential.
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A formal estimate on a Bentley Bentayga.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.