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Bentley Continental GT finance calculator

The grand tourer that anchors Bentley's NZ used-market finance pool.

Last reviewed: 23 April 2026

The Continental GT is Bentley's grand-tourer flagship and the Bentley with the longest residual-data history on the NZ used market, dating back to the first-generation W12 introduced in the mid-2000s. Current NZ-new stock through Continental Cars runs the V8 4.0L twin-turbo and, on late-build 2023 to 2024 cars, the W12 6.0L twin-turbo being phased out globally. The used market carries NZ-new examples alongside a meaningful UK-import pool across first and second generations. Continental GT applications cluster around specialist asset-finance lenders, with 30 to 40% deposits and 3 to 4 year terms on personally-financed examples.

Your estimated repayment

Weekly

Disclaimer

$914/week

$1,828 /fortnight $3,960 /month
$200,000
$0
7.00% p.a.
5 years

We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Year by year

Continental GT prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2006-2010 used (first-gen W12)

$75,000

First-generation W12. 6.0L twin-turbo. UK-import examples common. Watch coil-pack and air-suspension history carefully at settlement.

Weekly

$342.71

Monthly

$1,485.09

2012-2017 used (first-gen facelift, V8 introduced)

$110,000

V8 4.0L twin-turbo added to the range. Speed W12 variants popular. NZ-new Continental Cars history improves the specialist-lender quote.

Weekly

$502.65

Monthly

$2,178.13

2018-2022 used (second-gen)

$210,000

Second-generation platform shared with Porsche Panamera. 8-speed dual-clutch gearbox. W12 and V8 both available new.

Weekly

$959.60

Monthly

$4,158.25

2023+ new/nearly-new

$375,000

Current-spec Continental GT through Continental Cars. Late-build W12 examples firming on the collector market because W12 production is ceasing globally.

Weekly

$1,713.57

Monthly

$7,425.45

Who this suits

Who buys a Bentley Continental GT?

  • Second-owner enthusiasts upgrading from a used Porsche 911 Turbo or Mercedes-AMG S63 where the Bentley grand-tourer character and interior craftsmanship are the deciding variables.
  • Collector buyers targeting a UK-import first-generation W12 Continental GT as a weekend car with realistic specialist-workshop access in Auckland.
  • Family-trust or company-structured buyers treating the Continental GT as a portfolio asset alongside a primary Bentayga and a personal commuter vehicle.

Financing notes

What financing a Continental GT usually looks like.

At $200,000 across a 4-year term at an indicative 9% through a specialist asset-finance lender, weekly repayments land around $1,160, or $5,025 a month. Shorter 3-year terms push the weekly to roughly $1,480 but cut total interest substantially. Expect a 30 to 40% deposit requirement and tighter loan-to-value on UK-import Continental GT examples compared with a Continental Cars-serviced NZ-new car.

Model-specific questions

Bentley Continental GT finance FAQ.

Is a used second-generation Continental GT a sensible finance choice in NZ?

Yes, provided the Continental GT has a complete Continental Cars service history and a specialist pre-purchase inspection covering the air-suspension, gearbox, and 48V mild-hybrid system. Second-generation cars share platform components with the Porsche Panamera which broadens specialist-workshop parts supply. V8 examples have more forgiving running costs than W12 equivalents on fuel and servicing across a typical 4-year ownership.

How does a W12 Continental GT compare on running cost to a V8 Continental GT?

A W12 Continental GT runs materially higher on fuel (16 to 19 L/100 km versus 13 to 15 on the V8), annual servicing ($7,000 to $9,000 versus $5,000 to $6,500), and out-of-warranty repair risk. Coil-pack and turbo work on the W12 can exceed $15,000 at Continental Cars or a specialist workshop. Late-build NZ-new W12 cars are firming on the collector market because the engine is ceasing global production.

A formal estimate on a Bentley Continental GT.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

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Disclaimer

A car loan is a commitment that runs for years, and repayments come out of the same pay cheque as everything else. Before committing, it is worth modelling the weekly and monthly cost against the household budget, which is what this site is built to help with. Borrowing at a level that stays comfortable on a bad week, not a good one, is widely regarded as the safer frame.

Carfinance.org.nz earns a commission from a partner brand when a visitor applies through this site and their application is approved. That commission is paid by the partner, not the applicant, and it does not influence the rate the lender offers. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the recommendation is not driven by a sponsored deal. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.