2023 used (earliest NZ-new petrol)
$26,000Earliest Omoda 5 petrol examples in NZ. E5 EV NZ supply began slightly later.
Weekly
$118.81
Monthly
$514.83
Chery's design-led small SUV with a petrol and battery-electric option in NZ.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$146/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Chery Omoda 5 finance calculator Not a lender. Not a broker. The Omoda 5 is Chery's design-led small SUV in New Zealand, sold under the Omoda sub-brand and priced from around $33,000 drive-away for petrol stock through Chery NZ dealers. The battery-electric Omoda E5 sits alongside it at around $48,000 to $52,000. Together the pair lets a single Chery dealer offer both a petrol and an EV option in the same nameplate, which is unusual in the NZ small-SUV bracket. The 7-year factory warranty (per Chery NZ policy) covers both variants, and the EV qualifies for the EV loan tier at most mainstream NZ lenders.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2023 used (earliest NZ-new petrol)
$26,000Earliest Omoda 5 petrol examples in NZ. E5 EV NZ supply began slightly later.
Weekly
$118.81
Monthly
$514.83
2024 used
$30,000Broader NZ-new supply across petrol and E5 EV. Warranty covers most of a five-year loan.
Weekly
$137.09
Monthly
$594.04
2025+ new/nearly-new
$35,000Current Chery NZ pricing. Petrol from ~$33,000; E5 EV from ~$48,000.
Weekly
$159.93
Monthly
$693.04
Who this suits
Financing notes
On the petrol Omoda 5 at $34,000 across a four-year term at an indicative 8.5%, the weekly lands around $196. On the Omoda E5 at $50,000 across a five-year term at an indicative EV tier rate of 7.3%, the weekly lands around $231. The E5 pushes the loan amount up but the EV tier rate offsets some of the difference, and lower running costs offset more again if home charging is in place. Confirm EV tier eligibility by name at quote time.
Model-specific questions
At most mainstream NZ secured-car lenders, yes, on NZ-new applications. The EV tier typically sits 0.5 to 1.5 percentage points below the standard secured-car rate, and the Omoda E5 currently clears the eligibility requirements at most lenders. Confirm by name when the broker quotes, because eligibility rules evolve as Chinese-brand EV nameplates settle into lender policies.
It depends on distance and charging access. On under 10,000 km a year without home charging, the petrol Omoda 5 usually lands lower overall despite higher fuel cost per km. Above 12,000 km a year with home charging on an off-peak plan, the E5 typically pulls ahead once EV-tier finance, lower servicing, and cheaper per-km electricity are added in, even after RUC.
The Omoda usually buys more equipment for the money, and the Corolla Cross usually holds more of its value. Those two pull in opposite directions on a loan: one lowers the amount borrowed, the other lowers the risk of owing more than the car is worth later. Which matters more depends on how long the car is being kept.
Zero-deposit lending exists at this price, but 10 to 20% is the common shape and it does real work on a nameplate with a short NZ resale record. A new car loses value fastest in its first two years, and a deposit is what keeps the loan balance behind that curve rather than ahead of it.
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Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
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