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Chery Omoda 5 finance calculator

Chery's design-led small SUV with a petrol and battery-electric option in NZ.

Last reviewed: 23 April 2026

The Omoda 5 is Chery's design-led small SUV in New Zealand, sold under the Omoda sub-brand and priced from around $33,000 drive-away for petrol stock through Chery NZ dealers. The battery-electric Omoda E5 sits alongside it at around $48,000 to $52,000. Together the pair lets a single Chery dealer offer both a petrol and an EV option in the same nameplate, which is unusual in the NZ small-SUV bracket. The 7-year factory warranty (per Chery NZ policy) covers both variants, and the EV qualifies for the EV loan tier at most mainstream NZ lenders.

Your estimated repayment

Weekly

Disclaimer

$146/week

$292 /fortnight $634 /month
$32,000
$0
7.00% p.a.
5 years

We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Year by year

Omoda 5 prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2023 used (earliest NZ-new petrol)

$26,000

Earliest Omoda 5 petrol examples in NZ. E5 EV NZ supply began slightly later.

Weekly

$118.81

Monthly

$514.83

2024 used

$30,000

Broader NZ-new supply across petrol and E5 EV. Warranty covers most of a five-year loan.

Weekly

$137.09

Monthly

$594.04

2025+ new/nearly-new

$35,000

Current Chery NZ pricing. Petrol from ~$33,000; E5 EV from ~$48,000.

Weekly

$159.93

Monthly

$693.04

Who this suits

Who buys a Chery Omoda 5?

  • Design-conscious small-SUV buyers in Auckland, Wellington, or Christchurch who would otherwise cross-shop a Peugeot 2008 or a Hyundai Kona.
  • Single-car households weighing their first EV purchase, where the E5 and petrol Omoda 5 at the same dealer makes the decision easier to compare directly.
  • Commuters doing 12,000 to 18,000 km a year with home-charging access for the E5, or without charging access for the petrol Omoda 5.

Financing notes

What financing a Omoda 5 usually looks like.

On the petrol Omoda 5 at $34,000 across a four-year term at an indicative 8.5%, the weekly lands around $196. On the Omoda E5 at $50,000 across a five-year term at an indicative EV tier rate of 7.3%, the weekly lands around $231. The E5 pushes the loan amount up but the EV tier rate offsets some of the difference, and lower running costs offset more again if home charging is in place. Confirm EV tier eligibility by name at quote time.

Model-specific questions

Chery Omoda 5 finance FAQ.

Does the Omoda E5 get the same EV loan tier as a BYD Atto 3 or MG4?

At most mainstream NZ secured-car lenders, yes, on NZ-new applications. The EV tier typically sits 0.5 to 1.5 percentage points below the standard secured-car rate, and the Omoda E5 currently clears the eligibility requirements at most lenders. Confirm by name when the broker quotes, because eligibility rules evolve as Chinese-brand EV nameplates settle into lender policies.

Is the petrol Omoda 5 cheaper to own than the Omoda E5 EV over four years?

It depends on distance and charging access. On under 10,000 km a year without home charging, the petrol Omoda 5 usually lands lower overall despite higher fuel cost per km. Above 12,000 km a year with home charging on an off-peak plan, the E5 typically pulls ahead once EV-tier finance, lower servicing, and cheaper per-km electricity are added in, even after RUC.

A formal estimate on a Chery Omoda 5.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

All Chery models

Disclaimer

A car loan is a commitment that runs for years, and repayments come out of the same pay cheque as everything else. Before committing, it is worth modelling the weekly and monthly cost against the household budget, which is what this site is built to help with. Borrowing at a level that stays comfortable on a bad week, not a good one, is widely regarded as the safer frame.

Carfinance.org.nz earns a commission from a partner brand when a visitor applies through this site and their application is approved. That commission is paid by the partner, not the applicant, and it does not influence the rate the lender offers. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the recommendation is not driven by a sponsored deal. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.