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Chery Tiggo 4 Pro finance calculator

Chery's most affordable NZ SUV and the volume entry point to the brand.

Last reviewed: 23 April 2026

The Tiggo 4 Pro is Chery's entry-level small SUV in New Zealand, priced from around $26,000 drive-away through Chery NZ dealers and targeting the same value-shopper who would otherwise look at an MG ZS, a Haval Jolion, or a used Toyota CH-R. The 7-year factory warranty on NZ-new stock (per Chery NZ policy) runs past the end of any standard loan, which simplifies the lender residual-value conversation. Volume through 2024 and 2025 has grown quickly, but NZ used-market supply in 2026 is still thin because most original owners are still in their first ownership cycle.

Your estimated repayment

Weekly

Disclaimer

$123/week

$247 /fortnight $535 /month
$27,000
$0
7.00% p.a.
5 years

We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Year by year

Tiggo 4 Pro prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2023 used (earliest NZ-new)

$22,000

Earliest NZ-new Tiggo 4 Pro examples under current Chery NZ relaunch. Full factory warranty still running.

Weekly

$100.53

Monthly

$435.63

2024 used

$25,000

Broader NZ-new supply. Warranty still covers most of a five-year loan from purchase.

Weekly

$114.24

Monthly

$495.03

2025+ new/nearly-new

$28,000

Current Chery NZ pricing. Multiple trim levels, mostly 1.5-litre turbo petrol.

Weekly

$127.95

Monthly

$554.43

Who this suits

Who buys a Chery Tiggo 4 Pro?

  • Budget-conscious first-SUV buyers in Auckland, Hamilton, or Christchurch replacing a small petrol hatch and wanting a higher seating position.
  • Single-car households on a 10,000 to 14,000 km a year pattern prioritising low buy-in and long factory warranty over resale-value maximisation.
  • Parents buying a smaller SUV for a newly-licensed family driver where keeping the loan amount modest matters more than badge prestige.

Financing notes

What financing a Tiggo 4 Pro usually looks like.

At $27,000 across a four-year term at an indicative 8.5% standard secured-car rate, the weekly lands around $155, or $672 a month. Shortening to three years pushes the weekly up to around $196 but cuts total interest by nearly half. Most NZ lenders fund a new or recent NZ-new Tiggo 4 Pro without friction; parallel imports or used cars serviced outside the Chery network may fall to a slightly higher rate band, which is worth confirming before signing.

Model-specific questions

Chery Tiggo 4 Pro finance FAQ.

Is a used Tiggo 4 Pro from 2023 or 2024 a sensible finance choice in 2026?

Yes, provided the car is NZ-new through Chery NZ and has a clean service record with the Chery dealer network. The 7-year factory warranty still has roughly four to five years to run on those early examples, which typically covers the full length of a four-year loan. A pre-purchase inspection at a Chery dealer is a sensible step because independent workshop familiarity with the model is still building.

How does the Tiggo 4 Pro compare on insurance against an MG ZS?

The Tiggo 4 Pro and MG ZS sit in a similar small-SUV insurance band, typically $1,000 to $1,400 a year for full cover. Actual premiums vary on driver age, claims history, and postcode. Both brands carry a modest premium over a Toyota CH-R equivalent because Chinese-brand repair and parts-supply data is still building in the NZ insurer market, and the gap narrows each year as volume grows.

A formal estimate on a Chery Tiggo 4 Pro.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

All Chery models

Disclaimer

A car loan is a commitment that runs for years, and repayments come out of the same pay cheque as everything else. Before committing, it is worth modelling the weekly and monthly cost against the household budget, which is what this site is built to help with. Borrowing at a level that stays comfortable on a bad week, not a good one, is widely regarded as the safer frame.

Carfinance.org.nz earns a commission from a partner brand when a visitor applies through this site and their application is approved. That commission is paid by the partner, not the applicant, and it does not influence the rate the lender offers. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the recommendation is not driven by a sponsored deal. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.