2018-2020 used
$28,000Early D90 stock. 2.0L turbo-diesel common. NZ supply thin outside main centres.
Weekly
$127.95
Monthly
$554.43
The seven-seat diesel SUV in the LDV NZ range.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$174/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
LDV D90 finance calculator Not a lender. Not a broker. The LDV D90 is the brand's body-on-frame seven-seat SUV, shares mechanicals with the T60 ute, and competes at the budget end of the Fortuner-Everest-MU-X segment. NZ volumes are lower than the T60, so used-market supply is thinner and lender residual-value data is less tight. Finance applications typically sit between $28,000 and $55,000, with most buyers choosing the D90 on purchase price rather than segment prestige.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2018-2020 used
$28,000Early D90 stock. 2.0L turbo-diesel common. NZ supply thin outside main centres.
Weekly
$127.95
Monthly
$554.43
2021-2023 used
$38,000Mid-generation facelift. Improved infotainment and driver assist.
Weekly
$173.64
Monthly
$752.45
2024+ new
$55,000Current generation. Executive and Luxe trims the popular family picks.
Weekly
$251.32
Monthly
$1,089.07
Who this suits
Financing notes
At $38,000 across a 4-year term at roughly 8.5%, the weekly repayment sits at around $222 a week or $960 a month. D90 residuals sit a band below the T60 because the seven-seat SUV market is more crowded in NZ, so a 4-year term with a 15% or larger deposit is the safer structure. A 5-year term works on current-generation new stock with a 20%+ deposit but lands tighter on equity by year three.
Model-specific questions
Both sit in the same NZ lender product set at similar rates, but MU-X residuals are stronger because the platform shares with the Mazda BT-50 and carries a longer NZ sales history. The D90 wins on purchase price (typically $8,000 to $14,000 below a like-year MU-X) and loses on residual value. For 5-year loans the MU-X is usually the safer total-cost outcome; for 4-year loans the D90 price saving can tip the balance.
Yes, if the D90 is primarily used for business. The IRD 80% threshold is the common benchmark most accountants apply before recommending a chattel mortgage. A $42,000 D90 under chattel mortgage returns roughly $5,478 of GST, makes interest deductible, and depreciates against the balance sheet. Mixed-use vehicles need careful documentation of business versus private kilometres.
The D90 usually costs less to buy and gives back more of that in resale, and the Everest usually does the opposite. A lender is pricing the second half of that, so the cheaper vehicle does not always mean the easier loan.
Yes. Diesel vehicles in New Zealand pay road user charges by distance, and NZTA publishes the current rate per thousand kilometres. On a vehicle doing real mileage it is a meaningful weekly number and belongs in the budget alongside the repayment.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.
Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.
Connecting you with a trusted NZ finance partner
One moment while we hand you over securely. Nothing was collected on our side.