2017-2019 used
$22,000Early T60 stock. 2.8L diesel common. NZ volume still scaling; used supply thin in some regions.
Weekly
$100.53
Monthly
$435.63
LDV model
LDV T60 finance calculator
The budget-end diesel double-cab in the LDV NZ range.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$146/week
$292 /fortnight $634 /month
$32,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
LDV T60 finance calculator Not a lender. Not a broker. Financing a LDV T60 in New Zealand
The LDV T60 (and its more-equipped Max variant) is the brand's volume product on the NZ market and the main reason LDV appears on tradie loan books. Per the Carjam NZ fleet register, T60 volumes have climbed steadily since the late 2010s as Inchcape-distributed NZ-new stock reached critical mass in the market. Finance applications typically sit between $22,000 on older used examples and $55,000 on new Max Luxe variants. The vehicle is body-on-frame, 4WD-available, and prices at roughly 60 to 70% of a comparable Ford Ranger.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
T60 prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2020-2022 used
$30,000Mid-generation facelift era. Improved interior and driver assist. Max trim arrives.
Weekly
$137.09
Monthly
$594.04
2023-2024 used
$38,000Pre-current-generation stock with latest facelift. Max Luxe trims common.
Weekly
$173.64
Monthly
$752.45
2025+ new
$48,000Current generation. Max Luxe the popular tradie pick; eT60 electric variant in growing fleet use.
Weekly
$219.34
Monthly
$950.46
Who this suits
Who buys a LDV T60?
- Budget-focused tradies wanting a new double-cab diesel ute with factory warranty under Hilux or Ranger pricing.
- Small-business operators needing 1 to 3 utes on chattel mortgage without over-committing to the Japanese mainstream price band.
- Rural and lifestyle-block buyers replacing an older work ute and prioritising purchase price over residual value.
- Fleet operators sizing a mixed LDV fleet under operating lease at the budget end of the commercial-vehicle market.
Financing notes
What financing a T60 usually looks like.
At $42,000 across a 5-year term at roughly 8.5%, the weekly repayment sits at around $196 a week or $845 a month. Under a chattel mortgage the weekly is the same but the GST component (around $5,478 on a $42,000 purchase) comes back via the next return, and the interest is deductible across the term. A 4-year term with a 15% deposit is a safer structure on residual grounds than a 5-year term with no deposit.
Model-specific questions
LDV T60 finance FAQ.
Is the T60 a sensible finance choice compared to a used Hilux at the same weekly?
It depends on buyer priorities. At the same weekly the T60 is usually 2 to 4 years newer than a comparably-priced used Hilux, with factory warranty remaining. The Hilux carries stronger residual value and a deeper dealer network. Buyers who prioritise total cost over 4 years and factory warranty often favour the T60. Buyers who prioritise resale at year five often favour the Hilux.
Can I claim GST and finance interest on a T60 for my trades business?
Yes, if the T60 is primarily used for business. A chattel mortgage on a $42,000 T60 returns around $5,478 of GST in the next return and makes the finance interest deductible across the term. Depreciation runs at IRD rates against the balance sheet. Most accountants look for at least 80% business use before recommending the chattel mortgage path.
Is the eT60 electric variant worth financing over the diesel T60?
It depends on use pattern. For fleet operations with depot-based home charging and predictable urban routes, the eT60 can work out cheaper on total cost despite the higher purchase price, particularly with an EV loan tier trimming 0.5 to 1.5 percentage points off the rate. For unpredictable rural use, occasional long-distance work, and no depot charging, the diesel T60 is usually the more practical default.
Is the T60 usually bought on a business loan or a personal one?
Both, and the split follows how the ute is used rather than who is buying it. Where it mainly works for the business, a chattel mortgage is often the structure that fits, and your accountant confirms which one applies before the paperwork starts.
A formal estimate on a LDV T60.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.