2024 first-year NZ-new
$195,000Base Eletre and Eletre S. First NZ deliveries. Ex-demo examples starting to appear through the authorised dealer.
Weekly
$891.05
Monthly
$3,861.23
Lotus model
Lotus Eletre finance calculator
Lotus's full-electric hyper-SUV, an emerging finance conversation with thin used-market data.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$1,005/week
$2,011 /fortnight $4,356 /month
$220,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Lotus Eletre finance calculator Not a lender. Not a broker. Financing a Lotus Eletre in New Zealand
The Eletre is Lotus's full-electric five-seat SUV and the brand's first significant volume model since Geely ownership took hold. The NZ lineup covers the Eletre, Eletre S, and the dual-motor Eletre R, all through the authorised NZ Lotus dealer. Most finance applications run through luxury-tier panels with the EV loan tier available on NZ-new stock at several lenders. The used-Eletre market in NZ is still emerging, so lenders cap loan-to-value ratios on older electric stock and apply tighter term restrictions than on the Emira.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Eletre prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2024-2025 Eletre R
$280,000Dual-motor R variant. Higher insurance band and tighter LTV caps because of performance profile.
Weekly
$1,279.46
Monthly
$5,544.34
2025 near-new NZ stock
$210,000Ex-demo and low-km supply. EV loan tier applies at several NZ luxury-tier lenders on NZ-new stock.
Weekly
$959.60
Monthly
$4,158.25
Who this suits
Who buys a Lotus Eletre?
- Early-adopter luxury-EV buyers cross-shopping a Porsche Taycan Cross Turismo or BMW iX M60 who want the Lotus brand character and the electric hyper-SUV package.
- Multi-vehicle households using the Eletre as a primary or secondary family SUV alongside a petrol sports car or weekend vehicle.
- Business-use buyers in Auckland or Queenstown attracted by the EV loan tier and the high-voltage battery warranty covering the full loan span.
Financing notes
What financing a Eletre usually looks like.
At $220,000 across a 4-year term at 9% (with the EV loan tier discount applied), an Eletre S lands around $1,263 a week or $5,475 a month. With a 30% deposit ($66,000), the amount financed drops to $154,000 and the weekly sits near $884. Eletre R finance typically requires a 35% deposit and caps at a 4-year term, because residual data on dual-motor luxury EVs at this price point is still thin.
Model-specific questions
Lotus Eletre finance FAQ.
Does the Eletre qualify for an EV finance rate at NZ lenders?
Yes, at several luxury-tier NZ lenders. The NZ-new Eletre, Eletre S, and Eletre R qualify for the EV loan tier, typically 0.5 to 1.5 percentage points below the standard luxury-premium rate. The discount usually applies only to NZ-new stock, and some lenders cap loan-to-value ratios on older Eletre because used-EV residual data at this price point is still developing in NZ.
Is the Eletre's high-voltage battery warranty long enough to cover the loan?
Yes. The Eletre high-voltage battery warranty runs 8 years or 160,000 km (per Lotus policy, confirm with the authorised NZ dealer for the specific vehicle), which covers the full span of a typical 4 to 5 year loan and comfortably beyond. This reduces battery-replacement exposure during the financed period and supports lender comfort on NZ-new Eletre applications.
Can I finance a used Eletre without a complete service history?
The Eletre is new enough that full service history to NZ-dealer standard is the norm on NZ-new cars and an important lender requirement. Luxury-tier lenders require verified records and a specialist pre-purchase inspection on any private-sale or non-dealer Eletre, and without those the offered rate climbs 1 to 2 percentage points. Service continuity on a $200,000-plus EV isn't optional from the lender's perspective.
Does the Eletre being electric change the term a lender writes?
It can shorten it. Lenders often prefer an EV loan to finish while the battery warranty and the resale case are both still intact, and on a new nameplate at this price there is very little NZ resale evidence to work from either way.
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A formal estimate on a Lotus Eletre.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.