2017-2019 used (early coupe)
$280,000First-wave 720S. Typical 15,000 to 40,000 km. Full Giltrap service history or complete UK main-dealer record essential. Early-production cars can show some infotainment quirks.
Weekly
$1,279.46
Monthly
$5,544.34
McLaren model
McLaren 720S finance calculator
McLaren's Super Series twin-turbo V8 mid-engined supercar, the highest-volume McLaren on NZ used-market finance applications.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$1,554/week
$3,107 /fortnight $6,732 /month
$340,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
McLaren 720S finance calculator Not a lender. Not a broker. Financing a McLaren 720S in New Zealand
The 720S is McLaren's Super Series twin-turbo V8 mid-engined supercar produced from 2017 to 2023 and replaced by the 750S. Its 4.0L M840T V8 delivers 720 PS and the car sits on McLaren's Carbon MonoCage II monocoque. NZ supply is spread across Giltrap McLaren Qualified stock, Auckland-based private sales among enthusiast owners, and a substantial UK-import flow on 2017 to 2020 cars that has widened the NZ used-market pool. Lender treatment is consistent across NZ-new and well-documented UK-imported 720S stock, with a rate premium applied to thin-history imports and any car with recorded carbon-monocoque repair. Spider (retractable hardtop) variants appeared from 2019 and trade at a modest premium to coupe equivalents.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
720S prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2019-2021 used (including Spider)
$320,000Spider introduced 2019. Early Spiders and later coupes both in steady supply. Typical 10,000 to 30,000 km.
Weekly
$1,462.24
Monthly
$6,336.38
2021-2023 used (run-out)
$380,000Final production 720S coupe and Spider. Lower km, cleaner configurations typical. Approved Pre-Owned stock through Giltrap predominates.
Weekly
$1,736.41
Monthly
$7,524.46
Who this suits
Who buys a McLaren 720S?
- Experienced enthusiast buyers moving from a 911 Turbo S, Audi R8, or earlier McLaren 570S into a Super Series mid-engined V8 with weekend and track-day credentials.
- Collector buyers targeting a well-specified 720S Performance or Luxury trim with low km and full Giltrap service history as a residual-stable mid-engined V8.
- Business-owner buyers where a 20 to 40% business-use apportionment on a chattel mortgage holds up legitimately alongside a separate daily-driver vehicle.
Financing notes
What financing a 720S usually looks like.
At $340,000 across a 4-year term at an indicative 10.0% specialist asset-finance rate, the weekly lands around $1,980, or roughly $8,600 a month. Shortening to 3 years pushes the weekly to roughly $2,545 but cuts total interest by more than a third. 720S residuals sit in the standard-run McLaren band at 55 to 70% at three years from new, so specialist lenders typically prefer 3 to 4 year terms with a 35 to 45% deposit rather than 5-year structures. On UK-imported 720S stock, budget specialist pre-purchase inspection including carbon-monocoque assessment and HPI verification before any finance commitment.
Model-specific questions
McLaren 720S finance FAQ.
Is a UK-imported 720S a sensible finance choice versus a Giltrap McLaren Qualified car?
On a well-documented UK-imported 720S with full McLaren main-dealer service history and clean HPI, yes, and the purchase-price saving (typically $25,000 to $60,000 below Giltrap Qualified) can more than offset the 0.5 to 1 percentage point typical finance-rate premium. On a thin-history or previously-repaired UK car, the rate premium grows and specialist lenders frequently decline, which often leaves the Giltrap Qualified path as the safer finance route.
Can I track-day a 720S without affecting finance or insurance?
On finance directly, no: specialist asset-finance lenders generally don't track track-day activity. On insurance, track-day cover requires a specific add-on or a specialist track-day policy separate from standard agreed-value cover; most standard agreed-value policies exclude circuit use. Track-day insurance is a separate cost where the 720S is used on circuits, and track coverage is confirmed with a specialist motor insurer (Star Insure, Vero Specialist Vehicles) before any track event.
Who finances a McLaren 720S in New Zealand?
Specialist lenders, typically over three years or less with a large deposit. The assessment leans on the applicant's broader financial position, because the resale market for a car at this price in New Zealand is measured in a handful of buyers rather than a market.
Does McLaren service history change what a 720S is worth?
Substantially, and therefore what a lender will lend. A documented main-dealer record supports the value on a car with complex hydraulics and carbon structure, and its absence is one of the few things that moves the number at this level.
You might also want
Keep exploring
A formal estimate on a McLaren 720S.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.