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McLaren Artura finance calculator

McLaren's 3.0L twin-turbo V6 plug-in hybrid mid-engined supercar, the first McLaren PHEV on NZ roads.

Last reviewed: 23 April 2026

Your estimated repayment

Weekly

Disclaimer

$2,011/week

$4,021 /fortnight $8,713 /month
$440,000
$0
7.00% p.a.
5 years

We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

McLaren Artura finance McLaren Artura finance calculator Not a lender. Not a broker.

Financing a McLaren Artura in New Zealand

The Artura is McLaren's first series-production plug-in hybrid supercar, launched in 2022 with a 3.0L twin-turbo V6 paired to an axial-flux electric motor for approximately 680 PS combined system output, and extended with the Artura Spider in 2024. NZ supply runs through Giltrap McLaren Auckland on new allocation with a developing Approved Pre-Owned flow beginning to appear on earlier 2022 and 2023 coupes. The Artura qualifies for PHEV tier pricing at some specialist asset-finance lenders and the reduced $38 per 1,000 km Road User Charges rate, which shifts the finance conversation against equivalent 750S V8 or GT V8 applications. Carbon MonoCell II chassis carries across from the 720S line, which means the lender pre-purchase inspection conversation on any future Artura used stock will mirror the established 720S approach.

Calculate repayments

Indicative only. Not a quote or offer of credit.

Year by year

Artura prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2022-2023 used (early coupe)

$400,000

First-wave Artura coupe. Typical 3,000 to 15,000 km. Service history through Giltrap McLaren essential. Early-production cars saw some software-driven issues addressed under warranty.

Weekly

$1,827.80

Monthly

$7,920.48

2023-2024 used (including Spider)

$470,000

Spider retractable hardtop introduced 2024. Coupe continues. Typical 2,000 to 10,000 km on Approved Pre-Owned stock.

Weekly

$2,147.67

Monthly

$9,306.56

2024-2025 new

$520,000

Current NZ-new pricing through Giltrap McLaren. Options and bespoke specifications push transaction prices materially above list.

Weekly

$2,376.14

Monthly

$10,296.62

Who this suits

Who buys a McLaren Artura?

  • Existing McLaren 570S, 720S, or Ferrari 488 owners transitioning to a mid-engined V6 plug-in hybrid successor on a new Giltrap McLaren allocation.
  • Collector buyers adding a first-wave Artura as the first McLaren series-production PHEV, expected to firm residuals over time as a platform milestone.
  • Business-owner buyers structuring an Artura through a chattel mortgage where PHEV tier pricing at specialist lenders and reduced RUC deliver a meaningful cost advantage over a V8 alternative.

Financing notes

What financing a Artura usually looks like.

At $440,000 across a 4-year term at an indicative 9.5% specialist asset-finance rate with PHEV tier eligibility, the weekly lands around $2,555, or roughly $11,100 a month. Shortening to 3 years pushes the weekly to roughly $3,280 but cuts total interest by more than a third. Artura residuals are too new for settled NZ data, but early international signals suggest the car behaves closer to standard-run McLaren on residuals than to limited-allocation variants. Specialist lenders typically hold terms to 3 to 4 years on Artura with a 30 to 40% deposit while local residual data develops across the first NZ delivery cycle.

Model-specific questions

McLaren Artura finance FAQ.

Does the Artura qualify for PHEV tier pricing at NZ specialist asset-finance lenders?

At some specialist lenders, yes, typically 0.25 to 0.75 percentage points below equivalent 750S or GT V8 pricing. PHEV tier treatment isn't universal across specialist lenders and depends on loan amount, age, and specific lender product. Confirm tier treatment explicitly when the specialist lender quotes, because not every lender extends PHEV pricing to exotic-segment applications at this price level, and some lenders apply km or age thresholds that can exclude older Artura cars once the Approved Pre-Owned pool develops.

Should I buy a new Artura or wait for 2 to 3 year old Approved Pre-Owned cars to appear?

On after-tax cost, Approved Pre-Owned Artura at 2 to 3 years old typically delivers a 15 to 25% price saving against new while retaining most of the 3-year McLaren factory warranty through Giltrap McLaren. First-wave Artura buyers paid an early-adopter premium, so later Approved Pre-Owned stock is often the stronger finance proposition for buyers without a specific allocation-driven new-car reason. Confirm remaining warranty balance and any software-update history through Giltrap before committing.

Is the Artura hybrid system a lending consideration?

Rarely, because terms at this price are short enough that battery life is not the binding question. What a lender does look at is service history and provenance, which support the value in a market this narrow.

What insurance does a financed Artura need?

Comprehensive cover for the life of the loan, and at this value an agreed-value policy is the usual arrangement. The premium is a substantial annual number and worth confirming before settlement rather than after the first repayment.

A formal estimate on a McLaren Artura.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

All McLaren models

Disclaimer

A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.

Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.