2021 used
$48,000First NZ-delivery cars. Pre-facelift exterior and infotainment. Battery warranty runs to 2029.
Weekly
$219.34
Monthly
$950.46
Polestar model
Polestar Polestar 2 finance calculator
Polestar's volume fastback sedan, the brand's NZ entry point.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$251/week
$503 /fortnight $1,089 /month
$55,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Polestar Polestar 2 finance calculator Not a lender. Not a broker. Financing a Polestar Polestar 2 in New Zealand
The Polestar 2 is the brand's volume model in New Zealand and the practical entry point into Polestar ownership. It is a five-door fastback cross-shopped mainly against the Tesla Model 3 and BMW i4, with Single Motor Long Range making up most NZ volume and Dual Motor Performance Pack the enthusiast pick. Almost every Polestar 2 on NZ roads is NZ-new through the Auckland or Christchurch Space, and used pricing reset lower through 2024-2025 as premium-EV values moved across the segment.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Polestar 2 prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2022-2023 used
$55,000Single Motor and Dual Motor both common. Long Range battery is the volume pick.
Weekly
$251.32
Monthly
$1,089.07
2024 refresh used
$72,000Revised front end, rear-drive platform, improved range on Single Motor Long Range.
Weekly
$329.00
Monthly
$1,425.69
2025+ new/nearly-new
$85,000Current spec. Performance Pack adds Ohlins dampers and Brembo brakes.
Weekly
$388.41
Monthly
$1,683.10
Who this suits
Who buys a Polestar Polestar 2?
- Professionals in Auckland, Wellington, and Christchurch commuting 40 to 80 km a day who want a premium EV that's not a Tesla.
- Two-car households replacing a petrol BMW 3 Series or Audi A4 with something cheaper to run across a 5-year horizon.
- Buyers who prioritise Scandinavian interior design and Google-native infotainment over the Tesla software ecosystem.
Financing notes
What financing a Polestar 2 usually looks like.
At $55,000 across a 5-year term at 8.25% (EV tier), the weekly repayment sits at roughly $251 a week or $1,088 a month (indicative). At 4 years instead, the weekly lifts toward $306 but total interest drops from roughly $10,700 to around $8,700. Shorter terms help keep the loan balance tracking the softer used-market residual pattern established through 2024-2025.
Model-specific questions
Polestar Polestar 2 finance FAQ.
Is a used Polestar 2 a safe financing choice given the 2024-2025 price reset?
It can be, on the right term and deposit. A 4 to 5 year loan on a 2022 or 2023 Polestar 2 with 15 to 20% deposit usually stays within the softer used-market residual curve through the full term. Stretching to 7 years is riskier because residual assumptions from the pre-reset era have not held, and mid-term trades can leave you above market value.
Does the Polestar 2 qualify for an EV loan tier rate?
Yes, in most cases. Several NZ lenders apply their dedicated EV loan tier to Polestar 2, typically 0.5 to 1.5 percentage points below a standard used-car rate. The EV product is asked for by name rather than assumed; the Polestar Space partner-lender quote is usually at standard commercial pricing rather than the EV tier.
Does the Polestar 2 pay road user charges?
Yes. Light electric vehicles have paid road user charges in New Zealand since April 2024, and NZTA publishes the current rate. It is a real weekly cost and sits alongside the repayment rather than replacing the fuel saving entirely.
How do lenders treat EV depreciation on a Polestar 2?
Cautiously, and usually through the term rather than the rate. Indicative trends across the used EV market have shown faster movement than petrol equivalents as new models arrive, so a shorter term or a larger deposit is the common way of keeping the balance behind the value.
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A formal estimate on a Polestar Polestar 2.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.