2022-2023 used
$460,000First-wave 296 GTB coupe. Typical 3,000 to 15,000 km. Service history through Continental Cars or Ferrari-specialist essential. Assetto Fiorano option common.
Weekly
$2,101.97
Monthly
$9,108.55
Ferrari model
Ferrari 296 GTB finance calculator
Ferrari's 3.0L V6 plug-in hybrid mid-engined supercar, replacing the 488 line.
Last reviewed: 23 April 2026
The 296 GTB and the 296 GTS convertible are Ferrari's first plug-in hybrid mid-engined V6 supercars, replacing the 488 in the mid-engined V8 line with a 3.0L twin-turbo V6 paired to an electric motor for approximately 830 PS combined system output. NZ supply runs through Continental Cars Auckland on an allocation basis, with a developing Approved Pre-Owned flow on earlier 2022 to 2023 cars beginning to appear. The 296 qualifies for PHEV tier pricing at some specialist asset-finance lenders and the reduced $38 per 1,000 km Road User Charges rate, both of which shift the finance conversation against an equivalent V8 Roma or 12Cilindri V12 application. Assetto Fiorano specification adds track-focused hardware and is the most commonly-ordered NZ option package.
Your estimated repayment
Weekly
$2,239/week
$4,478 /fortnight $9,703 /month
$490,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
296 GTB prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2023-2024 used (including 296 GTS)
$510,000GTS retractable hardtop introduced 2023. GTB and GTS both in Approved Pre-Owned channel in modest numbers.
Weekly
$2,330.45
Monthly
$10,098.61
2024-2025 new
$560,000Current NZ-new pricing through Continental Cars. Assetto Fiorano and bespoke Tailor-Made specification push transaction prices materially above list.
Weekly
$2,558.92
Monthly
$11,088.67
Who this suits
Who buys a Ferrari 296 GTB?
- Existing Ferrari 488 or F8 Tributo owners replacing a pure-combustion mid-engined V8 with a V6 hybrid successor on a new Continental Cars allocation.
- Collector buyers targeting the 296 as the first Ferrari plug-in hybrid mid-engined platform, expected to hold firmer residuals than a standard-run V8 over time.
- Business-owner buyers structuring a 296 GTB through a chattel mortgage where the PHEV tier pricing at specialist lenders delivers a meaningful rate advantage against a V8 or V12 equivalent.
Financing notes
What financing a 296 GTB usually looks like.
At $490,000 across a 4-year term at an indicative 9.5% specialist asset-finance rate with PHEV tier eligibility, the weekly lands around $2,830, or roughly $12,280 a month. Shortening to 3 years pushes the weekly to roughly $3,650 but cuts total interest by more than a third. 296 GTB residuals currently sit above the standard-run Roma tier at 65 to 80% at three years because NZ allocation is tight and the PHEV mid-engined platform is new enough that early cars are still commanding close to list price on resale. Specialist lenders often support 4 to 5 year terms on well-specified cars with a 30 to 40% deposit.
Model-specific questions
Ferrari 296 GTB finance FAQ.
Does the 296 GTB qualify for PHEV tier pricing at NZ specialist asset-finance lenders?
At some specialist lenders, yes, typically 0.25 to 0.75 percentage points below equivalent V8 Roma or V12 12Cilindri pricing. PHEV tier treatment is not universal across specialist lenders and depends on loan amount, age, and specific lender product. Confirm tier treatment explicitly when the specialist lender quotes, because not every lender extends PHEV pricing to the exotic-segment applications at this price level.
Is the 296 GTB Assetto Fiorano specification a better finance choice than a standard 296 GTB?
On residual behaviour, generally yes. Assetto Fiorano adds track-focused Multimatic dampers, aero components, carbon-fibre specification, and a weight reduction package, and it tracks firmer residuals than standard-specification cars in the first waves of Approved Pre-Owned data. Insurance sits slightly higher than standard 296 GTB, but the residual premium on Assetto Fiorano typically more than covers the incremental cost across a 3 to 4 year loan.
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A formal estimate on a Ferrari 296 GTB.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.