2020-2022 used
$360,000First-wave Roma coupe. 3.9L twin-turbo V8 shared architecture with Portofino M. Typical 5,000 to 25,000 km. Service history through Continental Cars essential.
Weekly
$1,645.02
Monthly
$7,128.43
Ferrari model
Ferrari Roma finance calculator
Ferrari's front-engined twin-turbo V8 grand tourer, the most livable new Ferrari on NZ roads.
Last reviewed: 23 April 2026
Your estimated repayment
Weekly
$1,828/week
$3,656 /fortnight $7,920 /month
$400,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Ferrari Roma finance calculator Not a lender. Not a broker. Financing a Ferrari Roma in New Zealand
The Roma is Ferrari's front-engined 3.9L twin-turbo V8 grand tourer launched in 2020 and extended with the Roma Spider in 2023, positioned as a less aggressive alternative to the 296 GTB for buyers prioritising elegance and daily usability over plug-in hybrid performance. NZ supply runs through Continental Cars Auckland as new and Ferrari Approved Pre-Owned stock, with a thinner UK-import flow beginning to appear on earlier 2020 to 2021 cars. The Roma sits structurally on the Portofino M platform with revised bodywork, interior, and chassis tuning, which gives specialist lenders useful cross-reference residual data against the older Portofino generation despite Roma's distinct positioning.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Roma prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2023-2024 used (including Spider)
$410,000Roma Spider retractable soft-top introduced 2023. Coupe continues. Early low-km cars dominate the Approved Pre-Owned channel.
Weekly
$1,873.50
Monthly
$8,118.49
2024-2025 new
$460,000Current NZ-new pricing through Continental Cars. Options and Tailor-Made specification push transaction prices materially higher.
Weekly
$2,101.97
Monthly
$9,108.55
Who this suits
Who buys a Ferrari Roma?
- First-time or second-time Ferrari buyers moving from a 911 Turbo, Aston Martin DB11, or Continental GT into a front-engined V8 Ferrari with daily-usable credentials.
- Collector buyers adding a Roma or Roma Spider alongside an existing mid-engined Ferrari (488, 296 GTB, F12) as the livable-luxury half of the garage.
- Business-owner buyers structuring a Roma through a chattel mortgage with a moderate business-use apportionment where the car doubles as a director vehicle and a weekend GT.
Financing notes
What financing a Roma usually looks like.
At $400,000 across a 4-year term at an indicative 9.8% specialist asset-finance rate, the weekly lands around $2,350, or roughly $10,200 a month. Shortening to 3 years pushes the weekly to roughly $3,020 but cuts total interest by more than a third. Roma residuals sit in the standard-run band at 55 to 70% at three years, so specialist lenders typically prefer 3 to 4 year terms with a 30 to 40% deposit rather than 5-year structures. Engage the accountant before Continental Cars on any Roma purchase above $350,000 where a business or trust may structure the acquisition.
Model-specific questions
Ferrari Roma finance FAQ.
Is a used 2020 to 2022 Roma a safer finance choice than a brand-new Roma allocation?
Often yes on after-tax cost, because an Approved Pre-Owned Roma through Continental Cars carries most of the same factory warranty coverage and delivers a 15 to 25% price saving against current new pricing, while still qualifying for standard specialist asset-finance terms. First-time Ferrari buyers frequently start with an Approved Pre-Owned Roma to build an ownership history before pursuing a new allocation on a 296 GTB or 12Cilindri later.
Can I finance a Roma Spider on the same terms as a Roma coupe?
Generally yes through specialist asset-finance lenders, because the Spider shares platform and drivetrain with the coupe and shows similar residual behaviour in early data. Insurance and servicing are effectively identical across coupe and Spider, and the Spider's retractable-roof mechanism has not surfaced as a material residual-risk concern in the first two years of NZ supply. Confirm the specific lender's treatment at quote.
How is a Ferrari Roma usually financed in New Zealand?
Through specialist lenders rather than the mainstream panel, and commonly with a substantial deposit and a term of three years or less. At this value the assessment turns on the applicant's wider position as much as the car, and the vehicle itself is a small part of a much larger financial picture.
Does Ferrari Classiche or dealer history matter to a lender?
It matters to the value, which is what the lender is ultimately lending against. A documented Continental Cars Ferrari service record supports a price in a way a thin history cannot, and on a car in this bracket the gap between the two is measured in tens of thousands rather than hundreds.
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A formal estimate on a Ferrari Roma.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.