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Alfa Romeo model

Alfa Romeo Giulia finance calculator

Rear-drive Italian sedan with a small but devoted NZ enthusiast following.

Last reviewed: 23 April 2026

The Giulia is Alfa Romeo's rear-drive premium sedan, sold in NZ through Motorcorp-network dealers in 2.0 turbo petrol and (in limited volume) 2.9 V6 Quadrifoglio guise. Volumes are small by BMW 3 Series or Audi A4 standards, so the used market is thin and service history carries real weight on finance applications. Lenders treat the Giulia as niche-premium security, with the Quadrifoglio in a separate enthusiast-finance conversation from the volume 2.0.

Your estimated repayment

Weekly

Disclaimer

$174/week

$347 /fortnight $752 /month
$38,000
$0
7.00% p.a.
5 years

We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Year by year

Giulia prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2017-2019 used

$22,000

First-generation NZ-new cars. 2.0 turbo Super and Ti trims most common. Watch service-history continuity.

Weekly

$100.53

Monthly

$435.63

2020-2022 used

$34,000

Post-facelift with improved infotainment. Veloce trim appears. Lower-km ex-demo examples in supply.

Weekly

$155.36

Monthly

$673.24

2023-2024 near-new

$52,000

Current-generation with refreshed interior and digital cluster. Ex-lease and ex-demo supply.

Weekly

$237.61

Monthly

$1,029.66

2023+ Quadrifoglio used

$90,000

2.9 V6 with 375 kW. Niche supply, enthusiast-finance conversation, separate running-cost profile.

Weekly

$411.26

Monthly

$1,782.11

Who this suits

Who buys a Alfa Romeo Giulia?

  • Enthusiast buyers cross-shopping a BMW 3 Series or Audi A4 who want a rear-drive Italian drivetrain without stepping up to Quadrifoglio money.
  • Sole-trader professionals wanting an executive sedan on chattel-mortgage finance where the Alfa Romeo character matters alongside the GST claim.
  • Second-car buyers in Auckland, Wellington, or Christchurch who can support an authorised Alfa Romeo dealer for servicing.

Financing notes

What financing a Giulia usually looks like.

At $38,000 over a 4-year term at 8.5%, a Giulia 2.0 lands around $222 a week or $962 a month. Stretching to 5 years drops the weekly to roughly $186, but pushes total interest from about $7,000 to about $8,800. Quadrifoglio finance is a separate conversation: $90,000 over 5 years at 9% lands around $450 a week, with total interest near $22,000.

Model-specific questions

Alfa Romeo Giulia finance FAQ.

Is a used Giulia 2.0 a reasonable finance risk for a lender?

With complete Alfa Romeo NZ service history and ex-dealer provenance, yes. Lenders price the used Giulia 2.0 at standard premium rates. Without provenance, the offered rate typically climbs 1 to 2 percentage points because residual-value risk on a private-sale Giulia is materially higher than on a BMW 3 Series or Audi A4.

Should I finance a Quadrifoglio on the same term structure as a standard Giulia?

No. A Quadrifoglio's running costs sit $6,000 to $10,000 a year above a standard Giulia 2.0, so a long term set to match a standard Giulia weekly underestimates annual spend. Shorter terms of 3 to 4 years with a 25 to 30% deposit fit the vehicle better, because the Quadrifoglio is usually an enthusiast purchase rather than a daily commuter.

Can I finance a Giulia that is out of warranty?

Yes. Out-of-warranty Giulia finance is straightforward for cars up to about 10 years old, subject to condition and history. Expect a rate 1 to 2 percentage points above an in-warranty equivalent, and budget for mechanical breakdown insurance because a turbo, transmission, or infotainment failure on an out-of-warranty Giulia can exceed $6,000 to repair.

A formal estimate on a Alfa Romeo Giulia.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

All Alfa Romeo models

Disclaimer

A car loan is a commitment that runs for years, and repayments come out of the same pay cheque as everything else. Before committing, it is worth modelling the weekly and monthly cost against the household budget, which is what this site is built to help with. Borrowing at a level that stays comfortable on a bad week, not a good one, is widely regarded as the safer frame.

Carfinance.org.nz earns a commission from a partner brand when a visitor applies through this site and their application is approved. That commission is paid by the partner, not the applicant, and it does not influence the rate the lender offers. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the recommendation is not driven by a sponsored deal. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.