2017-2019 used
$28,000First-generation Kodiaq. 2.0 TSI and TDI common. Ambition and Style trims popular. Typical 80,000 to 130,000 km.
Weekly
$127.95
Monthly
$554.43
Skoda model
Skoda Kodiaq finance calculator
The seven-seat family SUV in the Skoda NZ range.
Last reviewed: 23 April 2026
The Skoda Kodiaq is the brand's seven-seat family SUV in New Zealand and cross-shops against the Kia Sorento, Hyundai Santa Fe, Mazda CX-80, and VW Tiguan Allspace at similar price points. Mechanically the Kodiaq shares its MQB Evo platform with the VW Tiguan, which keeps lender residual data clean. Per the Carjam NZ fleet register, Kodiaq has carved out a solid position in the seven-seat segment since 2017. Finance applications typically sit between $28,000 on used examples and $80,000 on a new Kodiaq RS. The Skoda NZ 5-year factory warranty applies to new Kodiaq stock.
Your estimated repayment
Weekly
$174/week
$347 /fortnight $752 /month
$38,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
Kodiaq prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2020-2022 used
$40,000Post-facelift era. Improved infotainment and driver-assist. Sportline and RS variants available.
Weekly
$182.78
Monthly
$792.05
2023+ new
$60,000Current generation. Style and RS the volume new trims. Full 5-year warranty run from sale.
Weekly
$274.17
Monthly
$1,188.07
Who this suits
Who buys a Skoda Kodiaq?
- Families needing a genuine seven-seat SUV with a large boot even with the third row in use.
- Buyers cross-shopping the Sorento, Santa Fe, and CX-80 who prefer the European drive and VW Group platform.
- Rural and lifestyle-block families wanting AWD and reasonable tow capacity for a boat or caravan.
- Upgraders moving from a five-seat SUV like a Tucson or CX-5 now that the family has grown.
Financing notes
What financing a Kodiaq usually looks like.
At $45,000 across a 5-year term at 7.8%, the weekly repayment sits at around $210 a week or $908 a month. A 4-year term drops total interest by roughly $2,900 while pushing the weekly to about $262. Kodiaq resale tracks the VW Tiguan closely thanks to the shared platform, so a 5-year loan on current-generation stock is usually comfortable on equity. Factory warranty covers most of the loan term.
Model-specific questions
Skoda Kodiaq finance FAQ.
Is the Kodiaq a sensible finance choice compared to a Kia Sorento at the same weekly?
Both sit in the mainstream seven-seat SUV segment and finance through the same NZ lender product at similar rates. The Sorento has the 7-year Kia NZ warranty running longer than the Kodiaq's 5-year Skoda NZ cover, which reduces unplanned mechanical cost exposure later in the loan. The Kodiaq offers the European drive and VW Group platform familiarity. On total cost across a 5-year loan the two come out close; choice usually comes down to warranty versus drive preference.
Should I get the Kodiaq petrol or diesel TDI on finance?
For most family use in NZ under 20,000 km a year, the petrol TSI Kodiaq is the rational choice. The diesel TDI adds RUC at $76 per 1,000 km plus higher servicing costs, which only pay back with regular highway work above 20,000 km a year. Current NZ sales skew heavily toward petrol as a result, which also keeps petrol Kodiaq residuals stronger.
How does the Kodiaq compare to the VW Tiguan Allspace for finance?
Very closely. The two share the MQB Evo platform, sit under the same EMD distribution, and finance through the same partner-lender pool at similar rates. Kodiaq typically buys in $3,000 to $7,000 below a like-spec Tiguan Allspace, which is the main lever for a lower weekly repayment. Residuals are close, with the Tiguan marginally stronger on brand recognition. The choice is usually a price-saving-versus-badge trade, not a finance trade.
A formal estimate on a Skoda Kodiaq.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.