2012-2016 used (Series I)
$195,000First-generation Ghost. 6.6L twin-turbo V12. NZ-new examples through Continental Cars carry sharper residuals than private imports.
Weekly
$891.05
Monthly
$3,861.23
Rolls-Royce model
Rolls-Royce Ghost finance calculator
The driver-focused Rolls-Royce that anchors the brand's NZ sedan finance pool.
Last reviewed: 23 April 2026
The Ghost is the more driver-focused end of the Rolls-Royce range and the sedan variant most commonly financed through private-banking and specialist asset-finance channels in New Zealand. Current NZ-new stock through Continental Cars runs the 6.75L twin-turbo V12, with the Ghost Extended adding an additional 170 mm of rear-cabin length for chauffeured use. The used market carries NZ-new Series I (2010 to 2019) and Series II (2020 onward) examples through specialist yards and private sale. Ghost applications cluster around 3 to 4 year terms with 30 to 40% deposits on personally-financed cars, and trust or company structures are less common than on the Cullinan because the sedan body type fits business-use profiles less naturally.
Your estimated repayment
Weekly
$1,736/week
$3,473 /fortnight $7,524 /month
$380,000
$0
7.00% p.a.
5 years
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Year by year
Ghost prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2017-2019 used (Series I facelift)
$265,000Facelifted Series I with updated electronics. Ghost Extended Wheelbase variant popular with chauffeured buyers.
Weekly
$1,210.92
Monthly
$5,247.32
2020-2023 used (Series II)
$385,000All-new Series II platform with 6.75L twin-turbo V12, rear all-wheel steering, and Planar suspension system. Strong Continental Cars service history.
Weekly
$1,759.26
Monthly
$7,623.46
2024+ new/nearly-new
$560,000Current Ghost Series II Black Badge and Extended variants through Continental Cars Auckland. Bespoke commission common on new orders.
Weekly
$2,558.92
Monthly
$11,088.67
Who this suits
Who buys a Rolls-Royce Ghost?
- Private owners wanting the driving character of a Rolls-Royce in a sedan body, typically using a private-banking asset line rather than a secured-car product.
- Chauffeured business owners specifying the Ghost Extended for rear-cabin use where passenger space and comfort are the deciding variables.
- Collectors targeting a later Series I or early Series II example with unbroken Continental Cars service history as a lower entry point into the Rolls-Royce brand.
Financing notes
What financing a Ghost usually looks like.
At $380,000 across a 4-year term at an indicative 8.5%, weekly repayments land around $2,170, or $9,415 a month. Most Ghost buyers route through a private-banking asset line rather than a standard secured-car product, which prices on total relationship rather than product-specific rate. Expect a 30 to 40% deposit requirement and underwriting focused on the full asset and liability picture rather than a simple employment and income position.
Model-specific questions
Rolls-Royce Ghost finance FAQ.
Is a Series II Ghost a sensible finance choice in NZ?
Yes, provided the Ghost has a complete Continental Cars service history and a specialist pre-purchase inspection covering the Planar suspension, rear all-wheel steering, and 6.75L twin-turbo V12. Series II is a platform departure from Series I and shares less with the 7 Series BMW than the Series I Ghost did, which tightens parts supply outside Continental Cars. A documented service history at Continental Cars improves the specialist-lender or private-banking quote materially.
Should I choose Ghost standard-wheelbase or Extended Wheelbase on finance?
It depends on intended use. Ghost standard is the driver-focused variant with tighter dynamics. Ghost Extended adds 170 mm of rear-cabin length and is the choice for chauffeured use, often sitting on company or trust balance sheets where the principal is driven rather than driving. Residuals on Extended hold up firmer in markets with deep chauffeured demand; in NZ the standard-wheelbase Ghost carries the broader resale pool.
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A formal estimate on a Rolls-Royce Ghost.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.