2002-2007 used
$5,000Earlier NZ-new and imported stock. The cheapest end of the parc, priced on condition.
Weekly
$22.85
Monthly
$99.01
Mitsubishi model
Mitsubishi Lancer finance calculator
Mitsubishi's small car through two decades here, and a common first car on the used market.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$41/week
$82 /fortnight $178 /month
$9,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Mitsubishi Lancer finance calculator Not a lender. Not a broker. Financing a Mitsubishi Lancer in New Zealand
The Lancer was Mitsubishi's small sedan and hatch in New Zealand until the brand moved its volume into SUVs, and close to 20,000 remain on the Carjam fleet register. The parc runs from cheap early-2000s examples through to the CJ generation that sold here into the mid-2010s, with a thin layer of Evolution models that trade on a completely different basis. For ordinary Lancer finance it is a small, straightforward loan where the borrower's file usually matters more than the car, which is the pattern across most first-car applications.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Lancer prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2008-2013 used
$9,000CJ generation sedan and Sportback. The volume band for Lancer finance in New Zealand.
Weekly
$41.13
Monthly
$178.21
2014-2017 used
$14,000The last NZ-new Lancer stock before the model was withdrawn from the local range.
Weekly
$63.97
Monthly
$277.22
Who this suits
Who buys a Mitsubishi Lancer?
- First-time drivers wanting a modest loan on a car with cheap parts and wide workshop familiarity.
- Second-car households needing a reliable automatic for daily trips.
- Buyers wanting a sedan boot rather than a hatch at the same money.
- Commuters replacing an older small car and staying inside a small loan.
Financing notes
What financing a Lancer usually looks like.
At $9,000 over three years at 8% indicative, the weekly repayment sits near $67. Three to four-year terms are the common shape at this price, because total interest over a longer term grows quickly against a small principal. Evolution models sit outside this entirely: they are priced by the enthusiast market and insured accordingly, which changes the conversation more than the loan does.
Model-specific questions
Mitsubishi Lancer finance FAQ.
Is a Lancer a reasonable first car to finance?
It sits in the price band where first-car loans are most straightforward, with a deep parts supply and wide workshop familiarity in New Zealand. What usually shapes the application is the borrower's thin credit file rather than the car, and a deposit or a guarantor is the common route through it.
Is the Lancer Evolution financed the same way?
No, in practice. Evolution models are priced by the enthusiast market rather than by ordinary depreciation, values on clean examples have firmed rather than fallen, and insurance is a substantially larger number, particularly for younger drivers. The loan product is the same; everything around it is different.
What does a Lancer cost per week on finance?
A $9,000 2012 sedan over three years at 8% indicative works out at about $67 a week, and a $14,000 2016 example over four years at roughly $78. The calculator above shows what a deposit does to each.
Are parts still available for the Lancer in New Zealand?
Yes. The local parc is large and the model shares components across generations and with other Mitsubishis of the period, so routine servicing is straightforward and independent workshops know the car well. That familiarity is part of why it holds up as a cheap car to run.
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A formal estimate on a Mitsubishi Lancer.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.