2007-2013 used
$22,000Third-generation vans and early motorhome conversions. Condition of the habitation fit-out matters as much as the van.
Weekly
$100.53
Monthly
$435.63
Fiat model
Fiat Ducato finance calculator
The van under most New Zealand motorhomes, and a large-format work van in its own right.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$160/week
$320 /fortnight $693 /month
$35,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Fiat Ducato finance calculator Not a lender. Not a broker. Financing a Fiat Ducato in New Zealand
The Ducato is by some distance the most numerous Fiat in New Zealand, with more than 12,000 on the Carjam fleet register, and the reason is motorhomes. The great majority of the local parc is a Ducato cab-chassis or van with a habitation body built on it, which makes it a genuinely unusual finance case: the vehicle and the fit-out are often worth more together than the van alone, and lenders treat a certified self-contained motorhome differently from a panel van. The remainder is straightforward large-format commercial work, where the Ducato competes with the Sprinter and the Transit.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Ducato prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2014-2019 used
$38,000Facelifted third generation. The volume band, and where most Ducato and motorhome finance sits.
Weekly
$173.64
Monthly
$752.45
2020+ used/nearly-new
$62,000Later Ducato stock including current-shape vans and recent motorhome builds.
Weekly
$283.31
Monthly
$1,227.67
Who this suits
Who buys a Fiat Ducato?
- Motorhome buyers financing a Ducato-based build rather than a bare van.
- Couriers and trades needing a high-roof, long-wheelbase load space.
- Rental and tourism operators running self-contained vehicles.
- Businesses replacing an ageing van and wanting European-format load dimensions.
Financing notes
What financing a Ducato usually looks like.
At $35,000 over five years at 8% indicative, the weekly repayment sits near $169. A motorhome build is often financed differently from a plain van, because some lenders have a dedicated product for certified self-contained vehicles with longer terms than a commercial van attracts. Where the van is a business asset, a chattel mortgage is commonly the structure instead, and which one applies is a question for your accountant, subject to their confirmation.
Model-specific questions
Fiat Ducato finance FAQ.
Is a Ducato motorhome financed as a vehicle or as a motorhome?
It depends on the lender. Some assess a certified self-contained build under a dedicated motorhome product with a longer term than a commercial van would attract, and others treat it as an ordinary vehicle loan. The self-containment certificate and the habitation build documentation are what usually decide which path an application takes.
Can a Ducato van be financed through a business?
Commonly, since most non-motorhome Ducatos are working vehicles. Where the van is mainly a business asset a chattel mortgage generally fits better than a consumer loan, and the GST and depreciation treatment follows from that structure. Your accountant confirms which applies.
What does a Ducato cost per week on finance?
A $38,000 2017 example over five years at 8% indicative runs at roughly $184 a week, and a $62,000 later build over the same term at about $300. On a motorhome the deposit is usually larger than on a car, which the calculator above will show the effect of.
Does the habitation fit-out affect what a lender will lend?
It can work either way. A professionally built, certified self-contained motorhome is generally worth more than the van underneath and lenders recognise that, while an uncertified amateur conversion can be harder to value and therefore harder to finance. The certification paperwork is what separates the two in an application.
A formal estimate on a Fiat Ducato.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.