2001-2004 used
$4,500First-generation imports at the bottom of the market, priced almost entirely on condition.
Weekly
$20.56
Monthly
$89.11
A compact seven-seater sourced almost entirely through the Japanese import channel.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$37/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Mazda Premacy finance calculator Not a lender. Not a broker. The Premacy is Mazda's small people-mover, and with more than 17,000 on the Carjam fleet register it is one of the more common seven-seaters in New Zealand. Almost all of them came in as used Japanese imports rather than through Mazda New Zealand, which is the pattern across most of the affordable seven-seat market here. It is a wagon-shaped MPV rather than a van, so it drives much like a car, and the sliding rear doors are the practical reason many families choose it over a conventional wagon.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2001-2004 used
$4,500First-generation imports at the bottom of the market, priced almost entirely on condition.
Weekly
$20.56
Monthly
$89.11
2005-2009 used
$7,500Second-generation stock. The volume band for Premacy finance in New Zealand.
Weekly
$34.27
Monthly
$148.51
2010-2017 used
$12,000Third-generation imports with the sliding doors and the more car-like drive. The freshest examples here.
Weekly
$54.83
Monthly
$237.61
Who this suits
Financing notes
At $8,000 over three years at 8% indicative, the weekly repayment sits near $60. Terms on Premacy stock are usually short because most of it is now over ten years old, and lenders cap vehicle age at the end of the loan rather than at the start. That constraint, rather than the size of the loan, is what generally decides the term.
Model-specific questions
Effectively no. The Premacy here is sourced through the used-import channel rather than through Mazda New Zealand's new range, which is why the fleet is large but the nameplate does not appear in current local model listings. Financing one is an ordinary used-import application.
A $7,500 example over three years at 8% indicative works out at about $56 a week. Stretching to four years takes it near $44 and adds a few hundred dollars of total interest, which on a loan this size is a noticeable share of what was borrowed.
No. They are a standard factory feature rather than a modification, so neither a lender nor an insurer treats the vehicle differently for having them. Where they matter is practical: worn slider mechanisms are a common repair item on higher-kilometre examples and are worth checking before purchase.
A clean PPSR result, a current warrant, and a history report that verifies the odometer against the Japanese auction record. On imports of this age a flagged odometer discrepancy is the most common reason a settlement is delayed, so having the verification on file before paying a deposit avoids most of the friction.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.
Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.
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