2002-2008 used
$5,000BA and BF generations. The cheapest end of the parc, priced on condition and service evidence.
Weekly
$22.85
Monthly
$99.01
Ford model
Ford Falcon finance calculator
A discontinued nameplate with 35,000 vehicles still on New Zealand roads, and finance shaped by age.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$41/week
$82 /fortnight $178 /month
$9,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Ford Falcon finance calculator Not a lender. Not a broker. Financing a Ford Falcon in New Zealand
Ford stopped building the Falcon in 2016, and yet more than 35,000 remain on the Carjam fleet register, which places it ahead of most current models. That combination of large fleet and no new supply is what makes it distinctive on this site: every Falcon financed from here on is a used purchase, and the vehicle's age is the constraint rather than its price. The parc splits between the FG and FG X sedans, the wagons, and the utes that were a mainstay of New Zealand trades before the twin-cab took that market.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Falcon prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2009-2014 used
$9,000FG generation sedans, wagons and utes. The volume band for Falcon finance in New Zealand.
Weekly
$41.13
Monthly
$178.21
2015-2016 used
$16,000FG X, the final Falcons built. The freshest examples available and the strongest values in the parc.
Weekly
$73.11
Monthly
$316.82
Who this suits
Who buys a Ford Falcon?
- Buyers wanting a large, comfortable rear-drive sedan at a modest price.
- Trades still running a Falcon ute and replacing like with like.
- Towing buyers who want the six-cylinder torque without SUV pricing.
- Buyers replacing an ageing Commodore and staying in the same segment.
Financing notes
What financing a Falcon usually looks like.
At $9,000 over three years at 8% indicative, the weekly repayment sits near $67. Because production ended in 2016, most lenders' limit on vehicle age at the end of the term binds well before the loan amount does, and that is what shortens Falcon terms rather than anything about the car. On the ute variants used mainly for work, a chattel mortgage is sometimes the better structure, and your accountant confirms which applies.
Model-specific questions
Ford Falcon finance FAQ.
Can a discontinued model like the Falcon still be financed?
Yes, on ordinary used-car terms. What matters to a lender is what the vehicle would fetch on resale, and the Falcon has a large and active used market here. The binding constraint is age at the end of the term, so the term available shortens each year the model gets older.
What does a Falcon cost per week on finance?
A $9,000 FG sedan over three years at 8% indicative works out at about $67 a week, and a $16,000 FG X over four years at roughly $90. The calculator above shows what a deposit does to each, which at this end of the market is usually the fastest way to shorten a term.
Is a Falcon ute financed differently from the sedan?
The loan itself is the same, but the use often differs. Where the ute is mainly a work vehicle a chattel mortgage is commonly the better structure than a consumer car loan, and the deductibility position follows from that. Which one applies is a question for your accountant, subject to their confirmation.
What running costs come with a large six-cylinder sedan?
Fuel is the obvious one and is well above a four-cylinder car of similar value. Tyres, brakes and suspension components on a heavy rear-drive car are not cheap either, and on the older generations those bills arrive more often. They sit in the same weekly budget as the repayment.
A formal estimate on a Ford Falcon.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.