2004-2010 used
$7,000SX, SY and SY II petrol stock. The cheapest end of the parc and priced on condition.
Weekly
$31.99
Monthly
$138.61
A seven-seat SUV built on Falcon underpinnings, discontinued but still 10,000 strong here.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$55/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Ford Territory finance calculator Not a lender. Not a broker. The Territory is Ford's Australian-built seven-seat SUV, sharing much of its engineering with the Falcon, and more than 10,000 remain on New Zealand roads despite production ending in 2016. It filled the large-family-SUV job before the current generation of imported crossovers took it, and the diesel variants in particular are still sought after for towing. Like the Falcon it shares parts with, its finance profile is set by age: no new supply, a large used parc, and a lender age limit that shortens the term each year.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2004-2010 used
$7,000SX, SY and SY II petrol stock. The cheapest end of the parc and priced on condition.
Weekly
$31.99
Monthly
$138.61
2011-2014 used
$12,500SZ generation including the diesel. The volume band and the most sought-after specification.
Weekly
$57.12
Monthly
$247.51
2015-2016 used
$19,000SZ II, the final Territories built. The freshest examples in the New Zealand market.
Weekly
$86.82
Monthly
$376.22
Who this suits
Financing notes
At $12,000 over four years at 8% indicative, the weekly repayment sits near $67. On diesel variants road user charges apply by distance at the rate NZTA publishes and belong in the weekly budget alongside the repayment. Terms shorten each year as the model ages, because lenders cap vehicle age at the end of the loan rather than at the start.
Model-specific questions
Yes, it shares a great deal of its engineering with the Falcon, including much of the drivetrain on the petrol variants. That is why parts availability and workshop familiarity are better than a discontinued SUV would normally offer in New Zealand, and why the two often turn up in the same conversation.
Yes. Diesel vehicles pay road user charges by distance at the rate NZTA publishes, bought in advance. On a seven-seat SUV covering family kilometres it is a real weekly cost, and folding it into the budget alongside the repayment gives a more honest picture than the loan alone.
A $12,500 2013 diesel over four years at 8% indicative runs at roughly $70 a week, and a $19,000 2016 example over the same term at about $107. The calculator above shows what a deposit does to each.
Yes, on ordinary used-car terms. Lenders price what the vehicle would fetch on resale, and the Territory has an active used market here. What shortens the term is the age limit at the end of the loan, which tightens each year rather than ruling the model out.
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Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
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