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Ford Territory finance calculator

A seven-seat SUV built on Falcon underpinnings, discontinued but still 10,000 strong here.

Last reviewed: 2 August 2026

Your estimated repayment

Weekly

Disclaimer

$55/week

$110 /fortnight $238 /month
$12,000
$0
7.00% p.a.
5 years
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We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.

Ford Territory finance Ford Territory finance calculator Not a lender. Not a broker.

Financing a Ford Territory in New Zealand

The Territory is Ford's Australian-built seven-seat SUV, sharing much of its engineering with the Falcon, and more than 10,000 remain on New Zealand roads despite production ending in 2016. It filled the large-family-SUV job before the current generation of imported crossovers took it, and the diesel variants in particular are still sought after for towing. Like the Falcon it shares parts with, its finance profile is set by age: no new supply, a large used parc, and a lender age limit that shortens the term each year.

Calculate repayments

Indicative only. Not a quote or offer of credit.

Year by year

Territory prices and repayments, by era.

Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.

2004-2010 used

$7,000

SX, SY and SY II petrol stock. The cheapest end of the parc and priced on condition.

Weekly

$31.99

Monthly

$138.61

2011-2014 used

$12,500

SZ generation including the diesel. The volume band and the most sought-after specification.

Weekly

$57.12

Monthly

$247.51

2015-2016 used

$19,000

SZ II, the final Territories built. The freshest examples in the New Zealand market.

Weekly

$86.82

Monthly

$376.22

Who this suits

Who buys a Ford Territory?

  • Larger families needing seven seats without moving to a new-SUV price.
  • Towing buyers who want a proper towbar rating on a modest budget.
  • Buyers replacing a Falcon wagon and wanting the same space with a higher seat.
  • Households wanting a large SUV where the purchase price matters more than the badge.

Financing notes

What financing a Territory usually looks like.

At $12,000 over four years at 8% indicative, the weekly repayment sits near $67. On diesel variants road user charges apply by distance at the rate NZTA publishes and belong in the weekly budget alongside the repayment. Terms shorten each year as the model ages, because lenders cap vehicle age at the end of the loan rather than at the start.

Model-specific questions

Ford Territory finance FAQ.

Is the Territory related to the Falcon?

Yes, it shares a great deal of its engineering with the Falcon, including much of the drivetrain on the petrol variants. That is why parts availability and workshop familiarity are better than a discontinued SUV would normally offer in New Zealand, and why the two often turn up in the same conversation.

Does a diesel Territory pay road user charges?

Yes. Diesel vehicles pay road user charges by distance at the rate NZTA publishes, bought in advance. On a seven-seat SUV covering family kilometres it is a real weekly cost, and folding it into the budget alongside the repayment gives a more honest picture than the loan alone.

What does a Territory cost per week on finance?

A $12,500 2013 diesel over four years at 8% indicative runs at roughly $70 a week, and a $19,000 2016 example over the same term at about $107. The calculator above shows what a deposit does to each.

Can a Territory still be financed given production ended in 2016?

Yes, on ordinary used-car terms. Lenders price what the vehicle would fetch on resale, and the Territory has an active used market here. What shortens the term is the age limit at the end of the loan, which tightens each year rather than ruling the model out.

A formal estimate on a Ford Territory.

Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.

Disclaimer

A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.

Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.