2002-2009 used
$4,500K12-generation March imports and NZ-new Micra. The cheapest end of the parc, and a very common first car.
Weekly
$20.56
Monthly
$89.11
Nissan model
Nissan Micra finance calculator
Nissan's small hatch, sold NZ-new as the Micra and imported from Japan as the March.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$32/week
$64 /fortnight $139 /month
$7,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Nissan Micra finance calculator Not a lender. Not a broker. Financing a Nissan Micra in New Zealand
Micra and March are the same small Nissan hatch, and the Carjam fleet register lists both because New Zealand received them through two channels. March is the Japanese-market name and accounts for most of the volume here, while Micra is what Nissan sold new locally. Between them there are close to 14,000 on the road. It is one of the cheapest ways into a modern-ish automatic in New Zealand, which puts it squarely in first-car territory and makes the borrower's credit file, not the car, the usual constraint on the application.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Micra prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2010-2016 used
$7,500K13-generation stock. The volume band for finance on this model in New Zealand.
Weekly
$34.27
Monthly
$148.51
2017-2021 used
$12,000Later March imports. The freshest examples available here, and comparatively thin on the ground.
Weekly
$54.83
Monthly
$237.61
Who this suits
Who buys a Nissan Micra?
- First-time drivers wanting the smallest realistic loan on an automatic.
- Second-car households needing a cheap runabout for short trips.
- Retirees downsizing to something easy to park and inexpensive to service.
- Buyers on a tight budget who want a hatch newer than the money usually buys.
Financing notes
What financing a Micra usually looks like.
At $7,000 over three years at 8% indicative, the weekly repayment sits near $52. Small loans like this are usually written over short terms, both because some lenders set a minimum advance near this level and because interest over a long term becomes a large share of a small principal. First-time borrowers are assessed on part-time income, a deposit, or a guarantor rather than a credit history that does not exist yet.
Model-specific questions
Nissan Micra finance FAQ.
Is a Nissan March the same as a Micra?
Yes. March is the name used in Japan and Micra is the export name, and they are the same small hatch underneath. New Zealand received both, which is why the fleet register lists them separately, and lenders assess them interchangeably once entry compliance is certified on an import.
Is the Micra a sensible first car to finance?
It sits at the price point where first-car loans are most straightforward, because the amount is small and the resale market is deep. What usually shapes the application is the borrower's thin credit file rather than the car, and a deposit or a guarantor is the common way through that.
What does a Micra or March cost per week on finance?
A $7,500 example over three years at 8% indicative works out at about $56 a week. Moving to four years takes it near $44 and adds a few hundred dollars of total interest, which on a loan this small is a meaningful share of the principal.
Are running costs on a Micra genuinely low?
Fuel and servicing are among the cheapest of any car sold here, which is most of the appeal. The costs that catch people out are insurance for a young driver, which can rival the repayment, and tyres, which are due on many cheap examples at purchase. Both sit in the same weekly budget as the loan.
A formal estimate on a Nissan Micra.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.