2002-2007 used
$5,500First-generation imports. The cheapest end of the parc, priced on condition and warrant history.
Weekly
$25.13
Monthly
$108.91
Toyota model
Toyota ist finance calculator
A tall compact hatch that arrived here only through the import channel, and in real numbers.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$37/week
$73 /fortnight $158 /month
$8,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Toyota ist finance calculator Not a lender. Not a broker. Financing a Toyota ist in New Zealand
The ist is a small, tall Toyota hatch built on Vitz underpinnings and sold only in Japan under that name, and there are close to 10,000 in New Zealand. It offers a higher seating position and more interior room than the Vitz it shares parts with, which is most of why buyers choose it. Financing one is an ordinary small used-import application where the vehicle's age is the binding constraint rather than the amount borrowed.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
ist prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2008-2012 used
$8,500Second-generation stock. The volume band for ist finance in New Zealand.
Weekly
$38.84
Monthly
$168.31
2013-2016 used
$12,000The last imports before the nameplate ended in Japan. The freshest examples available here.
Weekly
$54.83
Monthly
$237.61
Who this suits
Who buys a Toyota ist?
- Buyers wanting a higher seating position without moving to an SUV price.
- First-time drivers looking at a small automatic with cheap parts.
- Older drivers who find a conventional hatch too low to get in and out of.
- Second-car households needing a compact runabout for short trips.
Financing notes
What financing a ist usually looks like.
At $8,000 over three years at 8% indicative, the weekly repayment sits near $60. Because the ist shares its mechanical package with the Vitz and Yaris, servicing is straightforward and parts are widely available despite the badge being unfamiliar. Terms are usually three years, set by the lender's limit on vehicle age at the end of the loan.
Model-specific questions
Toyota ist finance FAQ.
What is a Toyota ist based on?
It shares its platform and much of its mechanical package with the Vitz, which New Zealand sells new as the Yaris. That is why servicing and parts are straightforward here despite the nameplate never being sold new locally, and it is the main practical reassurance for a buyer looking at one.
Was the ist sold new in New Zealand?
No. It was a Japan-market model throughout, so every example here arrived as a used import. Entry-compliance paperwork and a verified odometer are the documents that carry the most weight in a finance application.
What does an ist cost per week on finance?
An $8,500 example over three years at 8% indicative works out at about $63 a week. Moving to four years takes it near $50 while adding a few hundred dollars of total interest, which the calculator above shows side by side.
Why is the ist taller than a Vitz if they share parts?
It was designed as a taller-bodied variant on the same underpinnings, giving more headroom and an easier step-in height without a longer footprint. That difference is the reason most New Zealand buyers choose one over the Vitz, and it does not change how a lender assesses the vehicle.
A formal estimate on a Toyota ist.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.