2003-2008 used
$5,000First-generation imports. The cheapest seven-seat option on the NZ market, with condition varying widely between examples.
Weekly
$22.85
Monthly
$99.01
Toyota model
Toyota Wish finance calculator
A seven-seat Japanese import that became one of the cheapest people-movers on the New Zealand market.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$41/week
$82 /fortnight $178 /month
$9,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Toyota Wish finance calculator Not a lender. Not a broker. Financing a Toyota Wish in New Zealand
The Wish is a compact seven-seat MPV that Toyota never sold new in New Zealand, and yet there are more than 22,000 of them here. Every one arrived as a used Japanese import, which makes it a useful illustration of how much of the NZ fleet the import channel actually supplies. For a family needing seven seats on a small budget it has few rivals at the price, and that is exactly why it finances the way it does: small loan, short term, and an application where the vehicle's paperwork matters more than its badge.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Wish prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2009-2013 used
$8,500Second-generation imports. The volume band, and where most Wish finance is written.
Weekly
$38.84
Monthly
$168.31
2014-2017 used
$13,000Late second-generation stock before production ended. The freshest examples available here.
Weekly
$59.40
Monthly
$257.42
Who this suits
Who buys a Toyota Wish?
- Larger families needing a third row without moving into a full-size people-mover price.
- Buyers wanting seven seats on the smallest realistic loan available in New Zealand.
- Households replacing an ageing van with something cheaper to run day to day.
- Community and sports groups needing occasional seven-seat capacity.
Financing notes
What financing a Wish usually looks like.
At $9,000 over three years at 8% indicative, the weekly repayment sits near $67. Loans at this size are usually written short, both because some lenders set a minimum advance near this figure and because total interest over a long term looks large against what was borrowed. Every Wish here is an import, so a verified odometer and entry-compliance record do more for the application than anything else.
Model-specific questions
Toyota Wish finance FAQ.
Was the Toyota Wish ever sold new in New Zealand?
No. Every Wish on the road here arrived as a used Japanese import, which is why the nameplate does not appear in Toyota New Zealand's own model history. That has no bearing on whether it can be financed, but it does mean the entry-compliance paperwork and odometer verification carry more weight in the application than they would on an NZ-new car.
Can a seven-seat import like the Wish be financed?
Yes, on ordinary used-car terms. What tends to shape the offer is the age of the vehicle rather than its origin, because most lenders limit how old a car can be at the end of the term rather than at the start. On a 2010 Wish that usually means three years rather than five.
What does a Wish cost per week on finance?
An $8,500 example over three years at 8% indicative works out at about $63 a week. Stretching to four years takes it to roughly $50 and adds a few hundred dollars of total interest, which on a loan this small is a meaningful share of what was borrowed.
What should be checked on a Wish before finance is arranged?
A PPSR search showing nothing owing, a current warrant, and whatever service evidence exists are what a lender wants to see. On an import of this age a history report that verifies the odometer against the Japanese auction record is the single most useful document, because a flagged discrepancy is the most common cause of a delayed settlement.
A formal estimate on a Toyota Wish.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.