2004-2009 used
$8,000First-generation Mark X imports. The cheapest end of the parc, priced on condition and history.
Weekly
$36.56
Monthly
$158.41
A rear-drive Japanese sedan that arrived here in numbers and has no NZ-new equivalent.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$55/week
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Toyota Mark X finance calculator Not a lender. Not a broker. The Mark X is a rear-wheel-drive sedan sold only in Japan, and there are more than 10,000 in New Zealand. It sits in a segment that effectively disappeared from the NZ-new market when large sedans gave way to SUVs, and it is bought here for the same reasons the Skyline and the Crown are: rear-drive layout, a six-cylinder engine, and a specification level well above what the money buys in a mainstream hatch. On the finance side it is an ordinary used-import application, with the vehicle's age and paperwork doing more than the badge.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
2004-2009 used
$8,000First-generation Mark X imports. The cheapest end of the parc, priced on condition and history.
Weekly
$36.56
Monthly
$158.41
2010-2014 used
$13,000Second-generation stock. The volume band, and where most Mark X finance is written here.
Weekly
$59.40
Monthly
$257.42
2015-2019 used
$19,000Late second-generation examples before the nameplate ended. The freshest stock available in New Zealand.
Weekly
$86.82
Monthly
$376.22
Who this suits
Financing notes
At $12,000 over four years at 8% indicative, the weekly repayment sits near $67. Fuel is the running cost that most often surprises buyers moving from a four-cylinder hatch, and it lands in the same weekly budget as the repayment. Terms are usually three to four years, because the lender's limit on vehicle age at the end of the loan binds before the amount does.
Model-specific questions
No. It was a Japan-market sedan for its whole production run, so every example here arrived as a used import. That is also why there is no direct NZ-new equivalent to compare it against on price, and why the used market sets its value entirely.
A $13,000 2012 example over four years at 8% indicative runs at roughly $73 a week. A three-year term takes it near $94 while cutting several hundred dollars of total interest, which the calculator above shows side by side.
Fuel is the main one, and it is noticeably higher than a four-cylinder hatch of similar value. Tyres on a rear-drive car wear unevenly front to rear, and larger wheel sizes on the sportier trims cost more to replace. Those sit alongside the repayment rather than inside it.
Insurers price the engine size and the rear-drive layout, so premiums commonly sit above a four-cylinder car of the same value, particularly for younger drivers. Comprehensive cover is a lender requirement for the life of the loan, so it is worth having quoted before settlement rather than after.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.
Disclaimer
A car loan runs for years, and the repayment comes out of the same pay that covers everything else. This site exists to show you that weekly number before you sign anything. The payment that catches people out is the one that's fine on a good week and tight on a bad one.
Carfinance.org.nz receives a commission from Simplify when a visitor applies through this site and their application is approved. We refer every visitor to the same partner because they compare multiple New Zealand lenders on the applicant's behalf, so the referral is not driven by a sponsored deal. Simplify sets its own terms and fees and discloses them directly; anything you agree to happens on their side, not ours. Every figure shown on this site is a modelled estimate based on the inputs entered; the actual rate, fees, and repayments are set by the lender after assessing the applicant's circumstances and its own credit decision. Carfinance.org.nz is a calculator and information tool. We are not a lender, not a broker, and not a registered financial adviser. Any decision about whether a specific loan suits a specific situation is best made after talking with the lender, and for amounts that materially affect the household, with a registered financial adviser.
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