1990-1995 used
$4,000Earlier imports. Priced almost entirely on condition, rust history and warrant status.
Weekly
$18.28
Monthly
$79.20
Toyota model
Toyota Starlet finance calculator
The hatch that came before the Vitz, and still numbers more than 6,000 here.
Last reviewed: 2 August 2026
Your estimated repayment
Weekly
$27/week
$55 /fortnight $119 /month
$6,000
$0
7.00% p.a.
5 years
Apply for a formal estimate
We are not a finance company. Indicative only. Not a quote or offer of credit. Actual rates, fees, and repayments depend on your circumstances and the lender's decision.
Toyota Starlet finance calculator Not a lender. Not a broker. Financing a Toyota Starlet in New Zealand
The Starlet is the small Toyota hatch that preceded the Vitz, and despite production ending in 1999 there are still more than 6,000 on New Zealand roads. That longevity is most of what a buyer is paying for. It is one of the cheapest ways into a Toyota here, and it is also the point at which secured car finance starts to run out: most lenders cap vehicle age at the end of the term, and a Starlet is now well past that on any normal term length.
Calculate repaymentsIndicative only. Not a quote or offer of credit.
Year by year
Starlet prices and repayments, by era.
Typical NZ market prices and the weekly cost of financing each. All figures assume 7% over 5 years with no deposit. Indicative only; open the full calculator to pre-set your own rate and term.
1996-1999 used
$6,500The final EP91 generation including the Glanza. The volume band for what Starlet stock remains here.
Weekly
$29.70
Monthly
$128.71
1996-1999 used (Glanza V)
$12,000The turbocharged variant, priced by the enthusiast market rather than by ordinary depreciation.
Weekly
$54.83
Monthly
$237.61
Who this suits
Who buys a Toyota Starlet?
- First-car buyers at the very bottom of the used market.
- Buyers wanting a cheap, simple hatch with a deep parts supply.
- Second-car households needing a runabout for short local trips.
- Enthusiast buyers looking at the Glanza turbo variants.
Financing notes
What financing a Starlet usually looks like.
At $6,000 over two years at 8% indicative, the weekly repayment sits near $65. In practice most Starlet purchases are cash or a personal loan rather than a secured car loan, because the vehicle's age puts it outside what most lenders will write against. An unsecured personal loan is priced higher, which is worth knowing before assuming a car-loan rate applies.
Model-specific questions
Toyota Starlet finance FAQ.
Can a Toyota Starlet be financed in New Zealand?
Often not with a secured car loan. Most lenders cap how old a vehicle can be when the loan finishes, and a Starlet is now past that on any normal term. Where finance is used it is generally an unsecured personal loan, which is priced higher than a secured car loan and does not depend on the vehicle at all.
Is the Glanza different from an ordinary Starlet?
Mechanically yes. The Glanza V is the turbocharged variant and it trades on the enthusiast market rather than on ordinary used-car depreciation, so clean examples have held or firmed in value. Insurance is also priced differently, particularly for younger drivers.
What does a Starlet cost per week if financed?
A $6,000 personal loan over two years at an indicative personal-loan rate runs materially higher per week than the same amount on a secured car loan would. The calculator above models a secured loan, so the figures it gives are a floor rather than a quote for this vehicle.
Are Starlet parts still available here?
Mechanical parts are generally obtainable because the local parc is large and much is shared with other Toyotas of the period. Body panels and trim are increasingly scarce, and for most owners a wrecker rather than a dealer is the practical source.
A formal estimate on a Toyota Starlet.
Our finance partner compares multiple NZ lenders. Calculator inputs travel through to the application, and the partner returns a formal estimate after the lender's credit assessment.